Skip to Main Content
SENIOR SAVINGS PROGRAM

A special suite of savings services available to members ages 62 and up

The Senior Program is a special collection of services made available exclusively to members 62 years of age and older regardless of annual gross income. At Service CU, we believe you’ve earned a little special treatment, which is why we offer senior members an additional discount on select consumer loans, premium rates on savings accounts, and more. All that’s required to unlock these benefits are direct deposit of net pay (not allotment) and selection of the automatic loan payment feature*.

Isn’t it time you started getting more from your financial institution? Sign up for Service CU’s Senior Program today.

  • .50% additional discount on select consumer loans.**
  • Premium rates on current savings
  • Getting paid up to two days early***

Senior Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.946%0.95%Open a senior savings account Now
$2,500.00Tier 20.995%1.00%Open a senior savings account Now

*For the Senior Program, members must be 62 years of age or older and maintain direct deposit of entire net pay, including social security and retirement checks, into a Service Credit Union checking or savings account to qualify.

*Member must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union account to qualify for Senior Program.

**Must be a member of SCU or eligible for membership with the Senior Savings to qualify for discount. This discount requires maintaining direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .50% discount for special programs may not apply with all promotions.

*** Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early.