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Make Your Best Move Yet

New in town? Join the credit union that has the small town warmth you’ve been looking for, while also offering the security, technology and convenience of a big bank.

We’re here for all your banking needs, from savings and checking to a variety of lending products, and are available for you 24/7 to answer any questions. Our low loan rates and high savings rates help our members save more year after year vs those using a traditional banking institution.*

Who Qualifies for Membership?

  • There are many ways to become a member of Service Credit Union! Membership is open to anyone in the below qualifying groups:
  • Active duty military, veterans, and their families.
  • Anyone who currently works (or worked) for the Department of Defense, as well as their families.
  • Members of one of our Select Employer Groups.
  • Members of the American Consumer Council (ACC). Not a member? Visit the ACC online, click “join now” and use promo code “Service” to join free of charge.
  • Members of the Financial Fitness Association (FFA). Not a Member? We’ll help you get signed up! Once you join the FFA, a confirmation email will come directly to you with all of your login credentials.

Becoming a member is simple! Join online, by phone or in-branch today!

*Members of Service CU who fall into the Direct Deposit+ tier of our Everyday Checking account, on average save $236.49 a year based on ATM Surcharge reimbursement, ISA fee reimbursements and having auto loan that is $24,580.73 for 65 months at a discounted rate of 3.38% APR.

**Existing Service Credit Union cardholders are not eligible for introductory APR. 0% Introductory rate valid on all purchases, cash advances, and balance transfers for first 6 billing cycles for the Visa® Everyday Card and 0% Introductory rate valid on all purchases, cash advances, and balance transfers for first 12 billing cycles for the Visa® Signature Everyday Elite Card. After this period, the rate on your remaining balance will revert to your qualified rate between 8.40% and 18.00% APR, based on your creditworthiness for the Visa® Everyday Card and the rate on your remaining balance will revert to your qualified rate between 14.40% and 18.00% APR, based on your creditworthiness for the Visa® Signature Everyday Elite Card. This rate is variable and subject to change with the WSJ Prime Rate. Balance transfers of existing balances on any SCU loan does not qualify for the 0% introductory rate. This introductory offer is available to members of SCU in good standing. Other terms and conditions may apply.

***Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 8/1/2022 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earning credited on the last day of each month. A minimum deposit of $5 is required to open a Primary Savings Account. Must qualify for membership.

Rates shown are Annual Percentage Rate (APR), accurate as of 07/16/22 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 9.24% APR less .75% = 8.49%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

††Rates shown are Annual Percentage Rate (APR), accurate as of 8/01/22 and subject to change without notice. Rates advertised with a .75% reduction. A .75% reduction is available for the Direct Deposit+ checking account tier (example: 4.49% APR less .75% = 3.74%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.