Most people need a car—yet most don’t like the process of buying one. At Service Credit Union, we take away the stress of financing a new or used car with the most competitive rates out there. And with our Indirect Lending program, you can arrange your loan straight from the dealer.
Credit cards offer more financial flexibility than debit cards, along with valuable benefits. Some earn reward points, while others provide cash back or cover extended warranties on your purchases.
Personal loans are just that—personalized for your needs. They’re unsecured (not protected by a guarantor, or collateralized by a lien on specific assets of the borrower) and have flexible terms and repayment plans.
Home Equity Loans
Home equity loans are secured against value that you’ve built up in your home—meaning your down payment, what you’ve paid toward principal in your monthly mortgage payments and home appreciation. They typically come with lower interest rates than unsecured loans.
Business & Commercial Loans
Service Credit Union is passionate about helping businesses in our community. We can provide the capital you need to grow your existing business, build or develop a new business, or buy vehicles or equipment, and we can even advise on applying for government-backed Small Business Administration (SBA) loans.
If you’re a veteran or currently serving in the Armed Forces, you may qualify for discounted consumer loan rates at Service Credit Union, such as personal, auto and motorcycle loans. We honor our members who serve their country with a choice of exclusive personal loan benefits: Some provide a discount for military personnel who earn moderate incomes; others offer even more savings for active duty personnel in combat zones. In addition, veterans of any age are also eligible for discounted loan rates.
The Smart Option Student Loan® for Service Credit Union is offered by Sallie Mae®. These private loans, for students at degree-granting institutions, have no origination fee or prepayment penalty. They can be fixed rate or variable rate. You can defer repayment until after you graduate or make small payments while you’re still in school.