Secured Loans vs Unsecured Loans: What You Need to Know
Chances are that at some point or another, you’ve had to borrow money in the form of a loan (or will need to in the future). Loans can come in a variety of forms and […]
What is a Secured Credit Card and How Do They Work?
I grew up in a time when it was still okay to mail credit card offers to 17 ½ year olds. I was a teller at the time and distinctly remember asking myself, “I’m not […]
Credit Cards for Beginners
Are you in the market for a credit card? Whether you’re looking to be less dependent on cash, gain points and rewards or establish your credit history, opening your first card can be overwhelming. To […]
How to Get Preapproved for an Auto Loan
Whether you’re ready for very first car or need to update your ride, figuring out how you’ll finance your purchase can be overwhelming. Fortunately, there is one step you can take that will save you […]
Cash vs. Credit vs. Debit – When to Use What
Over the past five years or so, I’d gotten into the habit of never carrying cash. Why would I need it? Everywhere I go takes credit cards, and if I need to pay a friend […]
Beginner’s Guide to Mortgages
What is a mortgage? Most would say it is a loan to purchase a home. That’s true, but mortgages come in many flavors with different terms and conditions.