Lending Lessons
Cash vs. Credit vs. Debit – When to Use What
Over the past five years or so, I’d gotten into the habit of never carrying cash. Why would I need it? Everywhere I go takes credit cards, and if I need to pay a friend […]
Beginner’s Guide to Mortgages
What is a mortgage? Most would say it is a loan to purchase a home. That’s true, but mortgages come in many flavors with different terms and conditions.
Lease vs. Buy: Which Car Finance Option Is Right for You?
When the mileage read 45,000 miles on my car, I knew that the clock was ticking on my lease. I was strapped to a mileage cap on this particular car and now that I was […]
Home Equity Loan vs. Line of Credit: Which Makes Sense for You?
When looking for some extra cash, why not look inside your home? We’re not talking about perusing the couch cushions: If you’ve purchased a home, you may be able to use a home equity loan […]
Five Steps to Take Before Getting an Auto Loan
These days, buying a car is so easy, it can even be done from the comfort of your own home. The not so fun part: financing your new car. While it’s easy to get caught […]
Is a Personal Loan Right for You?
When you think of taking out a loan, it’s usually for something specific and defined: an auto loan, a student loan or a mortgage. But there are all sorts of things that happen in between […]