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Everyday Checking That Earns You More

At Service Credit Union, we believe personal checking should be just that—personalized to fit your needs. Now, when you open a free Everyday Checking account with us, not only will you get benefits personalized to your everyday needs, but you’ll also earn up to $500.*

To qualify for the $500 bonus, simply open a new Everyday Checking account, and add direct deposit of your net pay of $1,500 or more per month.*

Have a smaller amount you’d like to direct deposit? You can still earn money back! With a monthly direct deposit of $500 or more, you’ll earn $200.*

Plus, enjoy all these benefits of Everyday Checking With Direct Deposit: 

  • Get paid up to two days early with direct deposit**
  • .75% APR*** loan discounts on auto, personal, motorcycles and more. 
  • Up to $30 a month in ATM surcharge and foreign transaction fee rebates****
  • Save 10% off your tax filing fees with Turbo Tax through online banking*****

*Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend checking account.  Must establish reoccurring direct deposit of net pay active for at least 90 days (about 3 months), minimum one deposit each month for three consecutive months. Direct deposit of net pay includes but is not limited to payroll deposits, social security deposits, and retirement payments. Direct deposit of at least $500.00 each month will result in a bonus of $200.00; direct deposit of at least $1,500.00 each month will result in a bonus of $500.00. All criteria must be met within 90 days of account opening; bonus will be deposited into member’s Primary Savings account within 90 days of all criteria being met. Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 01/01/2024; no minimum balance required to earn APY. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account. The credit union will issue a 1099-INT for tax purposes. This promotion is exclusively for members that do not currently, or have not previously, held any consumer checking account product with Service CU within the past 12 months. To qualify for this offer, checking account must be opened via the promotional webpage listed in the offer, or if checking account is opened at a branch office or the Contact Center, member must mention this offer to the representative at the time of account opening. Offer valid from 01/01/2024 to 03/31/2024 and subject to change or be discontinued at any time without notice.

**Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early.

***Loan Discounts do not apply to real estate, lines of credit, business loans, certificate or share secured consumer loans, or VISA loans. Discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Discount conditions will be set forth in your loan contract. Floor rate may apply.

****ATM surcharge fees and foreign transaction fees will be rebated up to $15 a month for the Direct Deposit Checking Account tier and up to $30 a month for the Direct Deposit+ Checking Account tier. Excludes Basic Checking Account tier. Rebates will be applied to account on the first business day of the following monthly cycle that the rebate eligibility requirements were met. ATM surcharge fee rebates would apply to fees imposed by non-network ATM owners/operators.

*****Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2023. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Promotional discount is provided by TurboTax. Ask a Member Services Representative for details.