When you need support, we’re here to help.
Personal loans are just that—personalized for your needs. They’re unsecured (not protected by a guarantor, or collateralized by a lien on specific assets of the borrower) and have flexible terms and repayment plans.
Right now, get a personal loan with flexible terms, quick approval and a rate as low as 7.24%*.
Use a personal loan for:
- Credit Card Debt Consolidation
- Home Improvements
- Auto Repairs
- Moving Costs
- Wedding Costs
- Medical Expenses
- And More
Not sure how a personal loan works? Check out our blog for more info.
In addition to personal loans, Service Credit Union also offers a line of credit which is a revolving loan based on your creditworthiness. This gives you access to funds only when you need them. You can use this type of loan for any expenses you have from travel to the unexpected.
Calculate My Payments
Receive a discounted rate on your loan by setting up direct deposit with your employer and automatic transfer payments.*
Use your smartphone or tablet to transfer funds, view statements, apply for loans, calculate payments and more.
Deposit checks, view transactions and balances, make payments and more—from anywhere in the world.
*A .25% Annual Percentage Rate (APR) reduction is available for direct deposit of entire net pay (not allotment) and automatic transfer payment option and must be maintained. Active military members are eligible for an additional .50% APR reduction on top of the .25% APR reduction (.25%+.50%=.75% rate reduction). Loan approval and APR subject to credit worthiness. Floor rate may apply.
*Rates shown are Annual Percentage Rate (APR), accurate as of 07/01/20 and subject to change without notice. Rate advertised includes a promotional discount of 1.25% and a 0.75% discount applied for members in the Direct Deposit+ checking tier (example: 9.24% APR less 1.25% promotional discount less 0.75% = 7.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.