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Apply for an auto loan online in 3 easy steps

  • No payments for up to 90 days**
  • Rate match guarantee or we’ll give you $100***
  • Dedicated 24/7 member service support team

Need more reasons to choose Service Credit Union for your auto loan?

  • Flexible Terms

    In addition to deferring your payment for up to 90 days**, you can take advantage of multiple term length options and pick the one that works best for you.
  • Online Payments

    We make paying your auto loan easy through online banking. You can even pay from another financial institution+ or make your payment at any Service Credit Union or shared branching location or over the phone.++
  • Vehicle and Loan Protection Programs

    Get peace of mind with Guaranteed Asset Protection (GAP), Credit Life and Credit Disability Insurance.

Calculate My Payments

*Rates shown are Annual Percentage Rate (APR), accurate as of 11/01/19 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 3.49% APR less .75% = 2.74%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

**Subject to lender discretion.

***Offer available on purchases and refinances of new and used cars or motorcycles. Refis of existing Service Credit Union (SCU) loans are ineligible unless at least $1,000 new cash out. Rate matching applies to competitors’ auto loans that have terms and conditions consistent with SCU’s 12-75 month loan rates; $100 offer is only available on terms of 60-75 months. If SCU cannot beat competitors’ APR on a 60-75 month loan, we will credit to a qualifying member’s SCU account up to 30 days after original loan application with SCU. A qualifying member is a new or existing member who applies for and is approved for an SCU loan. Proof of applicant’s eligibility for the competitor’s rate must be provided; quoting advertised rates are not sufficient. Approval and rate match eligibility is subject to applicant’s creditworthiness. If total reportable income from SCU equals $600 or more in taxable year, the credit union with issue you a 1099-MISC. Private, non-commercial loan rates and terms are excluded from this promotion. Offer subject to change without notice. Individual must be a member of Service Credit Union or eligible for membership.

+If transferring from another financial institution through online banking, additional terms and conditions apply. Please go to the Move Money -> External Transfers link through your online banking for more information.

++A $10 fee will be charged for each loan payment made from a financial institution other than Service Credit Union when requested over the phone.