Service Credit Union offers low auto loan rates! If we can’t beat competitor’s rates, we’ll pay you $100*. So whether you are buying a new or used vehicle or are refinancing an existing auto loan, you can depend on getting affordable rates, flexible terms and fast, friendly service. Get pre-approved before you go shopping!
Take advantage of our Direct Lending program by asking the dealership to finance your loan with Service Credit Union. Easy and convenient financing with your local and trusted credit union while you’re at the dealership.
*Offer available on purchases and refinances of new and used cars or motorcycles. Refis of existing Service Credit Union (SCU) loans are ineligible unless at least $1,000 new cash out. Rate matching applies to competitors' auto loans that have terms and conditions consistent with SCU's 12-75 month loan rates; $100 offer is only available on terms of 60-75 months. If SCU cannot beat competitors' APR on a 60-75 month loan, we will credit $100 to a qualifying member's SCU account up to 30 days after original loan application with SCU. A qualifying member is a new or existing member who applies for and is approved for an SCU loan. Proof of applicant's eligibility for the competitor's rate must be provided; quoting advertised rates are not sufficient. Approval and rate match eligibility is subject to applicant's creditworthiness. If total reportable income from SCU equals $600 or more in a taxable year, the credit union will issue you a 1099-MISC. Private, non-commercial loan rates and terms are excluded from this promotion. Offer subject to change without notice. Individual must be a member of Service Credit Union or eligible for membership.
Recreational Vehicle Loans
Great rates and repayment terms are available on recreational vehicle loans including boats, snowmobiles, scooters, personal watercraft, UTVs, ATVs, campers and RVs.
Enjoy the roads on two wheels. Service Credit Union offers low motorcycle loan rates! If we can’t beat competitor’s rates, we’ll pay you $100*. So whether you are buying a new or used vehicle or are refinancing an existing motorcycle loan, you can depend on getting affordable rates, flexible terms and fast, friendly service.
*Offer available on new, used and refinances. Does not include scooters or Service Credit Union (SCU) Loans. Match Plus applies to motorcycles loan terms and restrictions that are consistent with SCU’s (SCU) 63-75 month loan rates. Other loan terms do not apply. If SCU cannot beat competitors’ APR, we will credit $100 to a qualifying member’s SCU account up to 30 days after SCU application, upon the applicant presenting a copy of their signed loan note & disclosure from the competitor. Qualifying member must apply, qualify and be approved for a SCU loan. Approval based on credit worthiness. If total income reportable equals $600 or more in a taxable year, the credit union will issue you a 1099-MISC. Certain restrictions apply on dealer financing. Private, non-commercial loan rates and terms are excluded from this promotion. Offer subject to change without notice. Individual must be a member of Service Credit Union or eligible for membership to open.
Get a low rate, quick approval, flexible terms and up to $40,000. The repayment plan can fit into any budget. Use the loan to take a vacation, upgrade your home or to consolidate debt.
Specialized Personal Loans
Disaster Relief Assistance
When disaster strikes, you can count on Service Credit Union for a low-rate loan to assist you if your home has been damaged or lost.
Our hearts go out to the victims of the recent wildfires in California. If your home was damaged by these fires, we are here to help.
Energy Efficiency Assistance
Get the help you need to pay your home heating bills and make energy-efficient home improvements.
Line of Credit
This open-end, unsecured loan allows you to make advances as unexpected life events occur.
The Smart Option Student Loan® for Service Credit Union by Sallie Mae® is available for borrowers attending degree-granting institutions. You can pay for college the smart way with great repayment options and competitive interest rates.
The Smart Option Student Loan features and benefits:
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest
rates, providing even more flexibility
- No origination fee and no prepayment penalty
- Rewards and interest rate reductions available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- 100% U.S.- based Student Loan Specialists
Questions? View the Sallie Mae® FAQ PDF or call 855.455.6968 for assistance.