*Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. **Must be a member of SCU or eligible for membership to apply. A military “STAR Loan” interest rate reduction of .75% may be granted to qualified applicants whose military base pay does not exceed $2,720 per month. This discount requires direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .75% discount for special programs may not apply with all promotions. ***Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from
your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. †The number of free
withdrawals from non-Service Credit Union ATMs is 20 monthly. ATM surcharges from other financial institutions will be refunded up to $20 a month and Visa International Service Assessment (ISA) fees on debit and credit cards combined will be rebated up to $20 monthly. Eligibility requirements are direct deposit of entire net pay into a Service Credit Union checking account and maintaining a positive balance in all your SCU accounts. Refunds will be applied to account on first business day of the following monthly cycle that the rebate eligibility requirements were met. The rebate benefit is only available for SCU checking account holders. Excludes No Fee Checking. Visa is a registered trademark of the Visa International Service Association.

*Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union (SCU) checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. **Must be a member of SCU or eligible for membership to apply. A Veterans Loan interest rate reduction of .35% may be to qualified members. This discount requires direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .35% discount for special programs may not apply with all promotions. ***Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. †The number of free withdrawals from non-Service Credit Union ATMs is 20 monthly. ATM surcharges from other financial institutions will be refunded up to $20 a month and Visa International Service Assessment (ISA) fees on debit and credit cards combined will be rebated up to $20 monthly. Eligibility requirements are direct deposit of entire net pay into a Service Credit Union checking account and maintaining a positive balance in all your SCU accounts. Refunds will be applied to account on first business day of the following monthly cycle that the rebate eligibility requirements were met. The rebate benefit is only available for SCU checking account holders. Excludes No Fee Checking. Visa is a registered trademark of the Visa International Service Association.

*Qualified military or government workers with direct deposit of their net employment earnings from the Defense Finance and Accounting Service (DFAS) into a Service Credit Union (SCU) checking account in each of the previous three months, and who are currently enrolled in Courtesy Pay, are eligible to enroll in Guaranteed Pay. SCU will extend the regular available Courtesy Pay from $1,000 to $2,000 for Guaranteed Pay, at the end of a 90-day enrollment period, which must be repaid in full within 33 days of activation. Excludes No Fee Checking.

*A “Warrior Rewards” interest rate reduction of 1.00% may be granted to qualified military members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops or civilians are in imminent danger of enemy attack (PCS does not qualify). Warriors are defined as members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops are in imminent danger of enemy attack (PCS does not qualify) —this is repeated twice can we consolidate? or service members decorated with the Purple Heart, Bronze star, or a higher combat-related award and military members currently on active, Reserve, Guard duty or retired with 20 or more years of service qualify for Warrior Rewards benefits indefinitely. This discount requires direct deposit (not allotment) and selection of the automatic loan payment feature. May be subject to minimum rate limitations. The 1.00% discount for special programs may not apply with all promotions.

**10% APY equals Annual Percentage Yield. Active duty military, Reserve and Guard members deployed in combat zones may deposit all or part of their pay up to maximum of $10,000 into a Service Credit Union (SCU) Warrior Savings Deposit Program Account (WSDP) to earn the Warrior Savings rate. Service member must be serving in a combat zone as defined by SCU. Orders of deployment to a combat zone must be provided. The Warrior Savings account is part of SCU’s Warrior Rewards Program. No minimum is required to earn dividends, $5 must be deposited to open the account. Direct deposit of entire net pay (not allotment) is required. Qualifying deposits include direct deposit or an allotment, or the transfer of funds from an SCU account. Such transfers must not exceed net military pay deposited with SCU within that month. Transfers of lump sums from other sources and funds already on deposit with SCU do not qualify for this program. Receipt of E-statements is required. Account will stop accruing dividends per redeployment orders plus 120 days.

*Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union (SCU) checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. **Must be a member of SCU or eligible for membership to apply. A Senior Loan interest rate reduction of .50% may be to qualified members. This discount requires direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .50% discount for special programs may not apply with all promotions. ***Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. †The number of free withdrawals from non-Service Credit Union ATMs is 20 monthly. ATM surcharges from other financial institutions will be refunded up to $20 a month and Visa International Service Assessment (ISA) fees on debit and credit cards combined will be rebated up to $20 monthly. Eligibility requirements are direct deposit of entire net pay into a Service Credit Union checking account and maintaining a positive balance in all your SCU accounts. Refunds will be applied to account on first business day of the following monthly cycle that the rebate eligibility requirements were met. The rebate benefit is only available for SCU checking account holders. Excludes No Fee Checking. Visa is a registered trademark of the Visa International Service Association.

*Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union (SCU) checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. **Must be a member of SCU or eligible for membership to apply. A SEG Loan interest rate reduction of .35% may be to qualified members. This discount requires direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .35% discount for special programs may not apply with all promotions. ***Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. †The number of free withdrawals from non-Service Credit Union ATMs is 20 monthly. ATM surcharges from other financial institutions will be refunded up to $20 a month and Visa International Service Assessment (ISA) fees on debit and credit cards combined will be rebated up to $20 monthly. Eligibility requirements are direct deposit of entire net pay into a Service Credit Union checking account and maintaining a positive balance in all your SCU accounts. Refunds will be applied to account on first business day of the following monthly cycle that the rebate eligibility requirements were met. The rebate benefit is only available for SCU checking account holders. Excludes No Fee Checking. Visa is a registered trademark of the Visa International Service Association.