STAR
Veterans
Warrior
Senior
Select Employer Group
STAR Program
Exclusive benefits for active duty military whose military base pay does not exceed $2,872.00 and civilian moderate income earners does not exceed $49,800.00. Price benefits require direct deposit* of net pay (not allotment) and selection of the automatic loan payment feature.
- .75% military and .50% personal discount on select consumer loans**
- Premium rates on current savings
- Premium rate for our STAR 6-month certificate
- Getting paid up to two days early***
Click here to Open an SCU account Now
*Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. **Must be a member of SCU or eligible for membership to apply. A military “STAR Loan” interest rate reduction of .75% may be granted to qualified applicants whose military base pay does not exceed $2,872 per month. This discount requires direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .75% discount for special programs may not apply with all promotions. ***Must maintain direct deposit of entire net pay. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. Visa is a registered trademark of the Visa International Service Association.
Veterans Program
Anyone who has served in the military and DoD civilians are eligible, regardless of time served. Price benefits require direct deposit* of net pay (not allotment) and selection of the automatic loan payment feature.
A special Visa® affinity credit card is available just for Veterans. 2% of any credit card interest paid by anyone in the Veterans Program will be donated to select Veterans organizations.
- .35% additional discount on select consumer loans.**
- Premium rates on current savings
- Premium rate for our Veterans 6-month certificate
- VA Loans
- Getting paid up to two days early***
Click here to Open an SCU account Now
*Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union (SCU) checking account to qualify. **Must be a member of SCU or eligible for membership to apply. A Veterans Loan interest rate reduction of .35% may be to qualified members. This discount requires direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .35% discount for special programs may not apply with all promotions. ***Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. Visa is a registered trademark of the Visa International Service Association.
Warrior Program
Service Credit Union has designed a Warrior Rewards* Program exclusively for our warriors with special low loan rates and a high certificate rate.
Warriors are defined as members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments or combat/war zone areas where our troops are in imminent danger of enemy attack (PCS does not qualify) or service members decorated with the Purple Heart, Bronze star, or a higher combat-related award and military members currently on active, Reserve, Guard duty or retired with 20 or more years of service qualify for Warrior Rewards benefits indefinitely. This discount requires direct deposit (not allotment) and selection of the automatic loan payment feature. May be subject to minimum rate limitations. The 1% discount for special programs may not apply with all promotions.
Warrior Savings
Active duty military, Reserve and Guard members deployed in combat zones may deposit all or part of their pay up to a maximum of $10,000 into a Service Credit Union Warrior Savings Account to earn the Warrior Savings 10% APY**. Service member must be serving in a combat zone. To see specific combat zones To see specific combat zones click here.
Click here to Open an SCU account Now
*A "Warrior Rewards" interest rate reduction of 1.00% may be granted to qualified military members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops or civilians are in imminent danger of enemy attack (PCS does not qualify).
**10% APY equals Annual Percentage Yield. Active duty military, Reserve and Guard members deployed in combat zones may deposit all or part of their pay up to maximum of $10,000 into a Service Credit Union (SCU) Warrior Savings Deposit Program Account (WSDP) to earn the Warrior Savings rate. Service member must be serving in a combat zone as defined by SCU. Orders of deployment to a combat zone must be provided. The Warrior Savings account is part of SCU's Warrior Rewards Program. No minimum is required to earn dividends, $5 must be deposited to open the account. Direct deposit of entire net pay (not allotment) is required. Qualifying deposits include direct deposit or an allotment, or the transfer of funds from an SCU account. Such transfers must not exceed net military pay deposited with SCU within that month. Transfers of lump sums from other sources and funds already on deposit with SCU do not qualify for this program. Receipt of e-communications is required. Account will stop accruing dividends per redeployment orders plus 120 days.
Senior Program
The Senior Program* is a special collection of services made available exclusively to members 62 years of age and older regardless of annual gross income. Price benefits require direct deposit* of net pay (not allotment) and selection of the automatic loan payment feature.
- .50% additional discount on select consumer loans.**
- Premium rates on current savings
- Premium rate for our Senior 6-month certificate
- Getting paid up to two days early***
Click here to Open an SCU account Now
*Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union (SCU) checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. **Must be a member of SCU or eligible for membership to apply. A Senior Loan interest rate reduction of .50% may be to qualified members. This discount requires direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .50% discount for special programs may not apply with all promotions. ***Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. Visa is a registered trademark of the Visa International Service Association.
Select Employer Group
A special collection of services made available exclusively to employees of a Select Employer Group (SEG). Add Service Credit Union as one of your employee benefits. It’s free and your employees will enjoy all the benefits of Service Credit Union plus:
- .35% discount on select loans*
- Premium rate for our SEG 6-month certificate
- Premium rates on current savings
- Getting paid up to two days early**
Click here to Open an SCU account Now
*Must be a member of SCU or eligible for membership to apply. A SEG Loan interest rate reduction of .35% may be to qualified members. This discount requires direct deposit of net pay (not allotment) and selection of the automatic loan payment feature. The .35% discount for special programs may not apply with all promotions. **Must maintain direct deposit of entire net pay (not allotment) into a Service Credit Union checking account to qualify. Immediate credit of your direct deposit to your Service Credit Union checking account up to two (2) days early is based upon when we receive your payroll from your employer. Service Credit Union cannot assume any liability for not depositing these funds to your account early. Visa is a registered trademark of the Visa International Service Association.