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Receive a $500 Visa® gift card upon funding,* and get up to $500 toward your closing when you sign up for direct deposit.**

When you buy a new home with our local mortgage team, we’ll treat you to your very first housewarming gift: a $500 Visa® gift card.*

Plus, when you sign up to have direct deposit into your checking with auto pay for your mortgage, we’ll also apply a credit of up to $500 toward your closing costs.**

We have just the right loan for your dream home:

  • First-Time Home Buyer
  • Conventional Mortgages
  • Jumbo Mortgages
  • VA Loans
  • And more!

Our team of mortgage lending experts is here to guide you along with all the support you need from day one to closing. Let’s start the conversation today. Give us a call at 800.619.6575 or email us at realestate@servicecu.org.

Mortgage Rates

Rates effective as of: 9/17/2021 9:36:48 AM (ET).

PRODUCTRATEPOINTSANNUAL PERCENTAGE RATE
30 Year Fixed Rate Mortgage2.875%0.2503.030%
15 Year Fixed Rate Mortgage2.125%02.368%
30 Year Fixed VA2.750%02.884%
30 Year Fixed Mortgage Construction Single Close3.125%0.2503.239%
Home Equity Line of Credit Fixed Rate Promotion2.500%02.500%

The displayed rates for conventional loans assumes a loan amount of $250,000 for a single-family, owner-occupied purchase transaction with a down payment of 40% and a credit score of 740 or higher. VA rates assume a loan amount of $250,000 and no down payment. Conventional jumbo loans assume a loan amount of $548,251 and a 40% down payment. VA jumbo assumes a loan amount of $548,251, with no down payment. Payment examples can be obtained by clicking the calculate payments button above and do not include taxes or insurance premiums. Payment obligation will be higher.

To qualify for the $500 credit toward closing costs, applicant must be a member of Service Credit Union or eligible for membership, must open or have a checking account with Service Credit Union with net payroll direct deposit, and must elect automatic payments from that checking account for the term of the loan. The credit will be applied at closing and cannot be transferred or exchanged for cash equivalent. Subject to change or be discontinued at any time.

*A $500 Visa® gift card will be provided for each first mortgage purchase with an application date between May 1, 2021 and August 31, 2021. The gift card will be mailed to the new home address within 30 days of closing. Applicant must be a member of Service Credit Union or eligible for membership. Purchased property must be in US, excluding properties in Texas, Alaska and Hawaii. Promotion does not apply for investment properties. The credit union will issue a 1099-INT for tax purposes. Promotion is subject to change or be discontinued at any time.

**To qualify for the $500 credit toward closing costs, applicant must be a member of Service Credit Union or eligible for membership, must open or have a checking account with Service Credit Union with net payroll direct deposit, and must elect automatic payments from that checking account for the term of the loan. The credit will be applied at closing and cannot be transferred or exchanged for cash equivalent. Subject to change or be discontinued at any time.

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