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In these uncertain times, Service Credit Union is committed to helping ease the financial burden of its members. If you need access to emergency funds, or cannot pay an upcoming loan, we are here with the following options:

Relief Loan at 2.99% APR*

  • 2.99% APR for existing members with direct deposit as well as new members who establish direct deposit; 4.99% APR for existing and new members without direct deposit*
  • Up to $6,000 with no payments for 90 days
  • Available now until April 30

Skip-A-Pay

  • Skip your upcoming auto or personal loan payment for no fee**
  • Call us to find out about skipping other loan payments
  • Available now until April 30

To apply, simply go to online banking or call us at 800.936.7730 (U.S.) or 00800.4728.2000 (International).

As always, we are here for you 24/7 via Phone or Live Chat.

*To qualify for 2.99% Annual Percentage Rate (APR) you must be a current member with direct deposit already established or a new member that will establish direct deposit to a Service CU Account. Service CU must receive your first direct deposit within 60 days after loan funding or your rate will revert to a 4.99% APR. New members or existing members without direct deposit will qualify for the 4.99% APR. Minimum payment term of 7 months with a maximum payment term of 24 months. For example: 2.99% APR with 24 month term would result in payments of $43.20 per $1,000 borrowed. 4.99% APR with 24 month term would result in payments of $44.24 per $1,000 borrowed. Payment protection is not included in these figures. Qualification is based on creditworthiness. Must be a member of Service Credit Union or eligible for membership. Cannot be combined with any other offer.

**Applies only to eligible loans. Real Estate, Business Loans, Lines of Credit and Credit Cards are not eligible. If you have already received a deferment due to COVID-19 you are not eligible. Your skipped payment will be added to the end of your loan term, and normal interest charges will continue to accumulate and may extend maturity. Minimum monthly payment must be at least $101 to qualify for Skip-A-Payment. Skipping a payment and late payment fees may reduce the amount of a Guaranteed Asset Protection (GAP) claim. Please refer to your GAP Policy for complete information. If you selected GAP, the coverage will not be extended beyond the original maturity date. All deferrals are subject to Service Credit Union approval. Eligibility requirements associated with this offer must be met, not limited to your loan(s) being current (have no amount past due). Loans that have a term greater than 12 months, which have been open for at least 9 months, and have 6 or more months of good payment history up until the due date being skipped, are eligible for Skip-A-Payment. You may choose to skip one payment on each eligible loan in 04/2020. You must pay your prior months payment in order to become eligible for Skip-A-Payment. For example, you must pay your March payment before you can skip your payment in April. Both Borrower and Co-Borrower must agree to the request. Membership and all loans must be in good standing to qualify for promotion. Other restrictions may apply.