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Additional .50% APR reduction available for active military.*

Apply for an auto loan online in 3 easy steps

  • One of the most competitive auto loan rates in New Hampshire
  • No payments for up to 90 days**
  • Rate match guarantee or we’ll give you $100***
  • Dedicated 24/7 member service support team

Need more reasons to choose Service Credit Union for your auto loan?

  • Direct Deposit and Automatic Payment Discount

    Save .25% off your auto loan rate when you sign up for direct deposit of your entire net pay (not allotment) with the automatic payment feature.

    Active military members enjoy .75% off your auto loan rate with direct deposit and the automatic payment feature.
  • Flexible Terms

    In addition to deferring your payment for up to 90 days**, you can take advantage of multiple term length options and pick the one that works best for you.
  • Online Payments

    We make paying your auto loan easy through online banking. You can even pay from another financial institution+ or make your payment at any Service Credit Union or shared branching location or over the phone.++

    Active military members enjoy .75% off your auto loan rate with direct deposit and the automatic payment feature.
  • Vehicle and Loan Protection Programs

    Get peace of mind with Guaranteed Asset Protection (GAP), Credit Life and Credit Disability Insurance.

Vehicle Loan Rates

 Rates Starting At: 
Automobiles3.24% APRApply for a vehicle loan Now
Motorcycles3.74% APRApply for a vehicle loan Now
Scooters3.84% APRApply for a vehicle loan Now
RVs/Campers4.74% APRApply for a vehicle loan Now
Boats4.74% APRApply for a vehicle loan Now
ATVs, Personal Water Vehicles, Snowmobiles3.84% APRApply for a vehicle loan Now
UTVs3.84% APRApply for a vehicle loan Now

Rates shown are Annual Percentage Rate (APR), accurate as of 10/01/19 and subject to change without notice. Rates advertised with a .25% reduction. The .25% reduction is available for direct deposit of entire net pay and automatic payment (example: 3.49% APR less .25% = 3.24%). Loan approval and APR subject to credit worthiness. Direct deposit of entire net pay (not allotment) and automatic payment must be maintained. Floor rate may apply. An additional .50% APR reduction is available for active military with direct deposit of entire net pay and automatic payment.

Members who qualify for the Senior, STAR, Veteran, SEG and Deployed Warrior programs may receive additional rate discounts!

Calculate My Payments

*Rate shown is Annual Percentage Rate (APR), accurate as of 10/01/19 and subject to change without notice. Rates advertised with a .25% reduction. The .25% reduction is available for direct deposit of entire net pay and automatic payment (example: 3.49% APR less .25% = 3.24%). Loan approval and APR subject to credit worthiness. Direct deposit of entire net pay (not allotment) and automatic payment must be maintained. Floor rate may apply. An additional .50% APR reduction is available for active military with direct deposit of entire net pay and automatic payment.

Members who qualify for the Senior, STAR, Veteran, SEG and Deployed Warrior programs may receive additional rate discounts!

**Subject to lender discretion.

***Offer available on purchases and refinances of new and used cars or motorcycles. Refis of existing Service Credit Union (SCU) loans are ineligible unless at least $1,000 new cash out. Rate matching applies to competitors’ auto loans that have terms and conditions consistent with SCU’s 12-75 month loan rates; $100 offer is only available on terms of 60-75 months. If SCU cannot beat competitors’ APR on a 60-75 month loan, we will credit to a qualifying member’s SCU account up to 30 days after original loan application with SCU. A qualifying member is a new or existing member who applies for and is approved for an SCU loan. Proof of applicant’s eligibility for the competitor’s rate must be provided; quoting advertised rates are not sufficient. Approval and rate match eligibility is subject to applicant’s creditworthiness. If total reportable income from SCU equals $600 or more in taxable year, the credit union with issue you a 1099-MISC. Private, non-commercial loan rates and terms are excluded from this promotion. Offer subject to change without notice. Individual must be a member of Service Credit Union or eligible for membership.

+If transferring from another financial institution through online banking, additional terms and conditions apply. Please go to the Move Money -> External Transfers link through your online banking for more information.

++A $10 fee will be charged for each loan payment made from a financial institution other than Service Credit Union when requested over the phone.