Grow Your Savings With A Service Credit Union Share Certificate
Service Credit Union Members Get Rates As High As 4.25%* APYA Smarter Way To Save With Service Credit Union
Deposit at least $500 for a set period of time and receive a higher dividend rate than you could get with a basic personal savings account
A share certificate earns higher APY (annual percentage yield) than standard savings accounts by locking deposits for a set time; banks offer CDs with interest, while credit unions provide share certificates with dividends, often at better rates.
Limited Time Service Credit Union Savings Certificate Promotion:
- 6-Month Share Certificate at 4.25% APY*
- 9-Month Share Certificate at 4.25% APY*
- 12-Month Share Certificate at 4.15% APY*
- 15-Month Share Certificate at 3.50% APY*
- 18-Month Share Certificate at 3.25% APY*
- 24-Month Share Certificate at 3.00% APY*
Get Some Of Today’s Best Share Certificate Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | TERM | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|---|
| $500.00 | 3 Months | 3.928% | 4.00%* | Open a 3-month certificate Now |
| $500.00 | 6 Months | 4.169% | 4.25%* | Open a 6-month certificate Now |
| $500.00 | 9 Months | 4.169% | 4.25%* | Open a 9-month certificate Now |
| $500.00 | 12 Months | 4.073% | 4.15%* | Open a 12-month certificate Now |
| $500.00 | 15 Months | 3.445% | 3.50%* | Open a 15-month certificate Now |
| $500.00 | 18 Months | 3.203% | 3.25%* | Open a 18-month certificate Now |
| $500.00 | 24 Months | 2.960% | 3.00%* | Open a 24-month certificate Now |
| $500.00 | 36 Months | 2.325% | 2.35%* | Open a 36-month certificate Now |
| $500.00 | 48 Months | 2.423% | 2.45%* | Open a 48-month certificate Now |
| $500.00 | 60 Months | 2.472% | 2.50%* | Open a 60-month certificate Now |
How Does A Share Certificate Work?
- Deposit a minimum of $500 with a guaranteed Annual Percentage Yield*.
- Collect dividends that are compounded and credited monthly.
- At the end of your certificate’s term, withdraw your money plus the dividends you’ve earned, or roll over your earnings into a new certificate.
*Rates shown are Annual Percentage Yields (APY), accurate as of 04/22/2025, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service Credit Union or establish membership with $5 in a Primary Savings Account.