Lighten Your Financial Load
With an Introductory 0% APR* on Balance TransfersReady to consolidate and take control of your debt?
For a limited time, enjoy an introductory 0% APR* on all balance transfers and cash advances when you open a new Service Credit Union credit card.
Act now: You’ll have three billing cycles to add charges and four additional billing cycles to pay off your balance at an intro 0% APR*
How It Works:
Apply for a Service CU Credit Card. Choose from our Visa Everyday or Visa Signature Everyday Elite card.
Enjoy an Introductory 0% APR* on Balance Transfers. Get three billing cycles at intro 0% APR, plus four more to pay it off.
Transfer and Pay Off Debt. Use online banking, the mobile app, or visit a branch.
Note: A 1% fee applies to each balance transfer and cash advance.
Why Consolidate With Service CU?
- Save on Interest – Take advantage of our intro 0% APR on balance transfers and cash advances.
- Simplify Payments – Manage all your balances under one card.
- Earn Rewards – Enjoy 1.5 points on all purchases with the Visa Signature Everyday Elite card.
*APR= Annual Percentage Rate. Non-members and new card holders can enjoy an introductory 0% APR on all balance transfers and cash advances for three billing cycles when they open their credit cards between 12/7 and 3/6. A 1% transaction fee will be applied to each balance transfer and cash advance. They will have an additional four billing cycles to pay the introductory balance at 0% APR. After this period, the rate on any remaining promotional balance will revert back to the standard rate. This rate is variable and subject to change with the WSJ Prime Rate. All purchase transactions completed during the promotional period will be charged at the standard rate. Terms and conditions may apply. Contact us to learn more. Annual Percentage Rates range from 12.90% to 18.00%; accurate as of 1/01/2025 and subject to change without notice. APR is variable and based on your creditworthiness. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15.