Personal Loans

*Rates shown are Annual Percentage Rate (APR), accurate as of 07/01/21 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 7.74% APR less .75% = 6.99%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

**Military and civilian personnel with PCS orders or deployment orders to any overseas duty stations are eligible for the relocation loan. Loan applications must be received within 120 days before or after the member’s reporting date to new assignment. Underwriting and creditworthiness factors apply. Must be a member with full direct deposit to qualify.

***Rates shown are Annual Percentage Rate (APR), accurate as of 04/15/21 and subject to change without notice. Courtesy pay services (overdraft program) are not in effect while the Payday Alternative Loan (PAL) has a balance. Only one PAL is permitted at a time. Existing PAL loans may not be refinanced into a new PAL and proceeds cannot be used to pay an existing Service CU loan. The member may not have caused previous losses to SFCU. Proof of incomes or direct deposit is required. A $2,000.00 loan at 13.99% APR for 12 months with the first payment due 30 days after disbursal would result in 11 monthly payments of $179.60 and one final payment of $179.56. Must be member of Service CU or eligible for membership. Other conditions apply.