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PERSONAL LOANS

Low rates and fast approval when you need the funds

Personal loans are just that—personalized for your needs. They’re unsecured (not protected by a guarantor, or collateralized by a lien on specific assets of the borrower) and have flexible terms and repayment plans.

These are great loans when you need money now, because we can approve our members quickly.

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Personal Loans

With a personal loan, you can borrow up to $50,000 to help pay for:

  • Vacation/travel
  • Medical bills
  • Debt consolidation
  • Auto repairs
  • Moving costs
  • Wedding costs
  • And more
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Personal Line of Credit

A line of credit is a revolving loan based on your creditworthiness. A Service Credit Union line of credit gives you access to funds only when you need them. You can use this type of loan for any expenses you have from travel to the unexpected.

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Relocation Loan

When you’re in the military, life can be unpredictable. And when it’s time for a PCS, you may not have the funds you need for your move right away. That’s why we offer a Military Relocation Loan.** Use it to cover your moving expenses, consolidate your bills or anything else you may need to make your move easier.

To apply, please contact us at 800.936.7730 (U.S.) or 00800.4728.2000 (Int’l).

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Energy Efficiency Loans

Get the help you need to pay your home heating bills and make energy-efficient home improvements.

Personal Loan Rates

 Rates Starting At: 
Personal Loan6.49% APR*Apply Now
Personal Line of Credit9.99% APRApply Now
Energy Efficiency Loan8.49% APR*Apply Now

*Rates shown are Annual Percentage Rate (APR), accurate as of 03/01/21 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 7.24% APR less .75% = 6.49%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

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*Rates shown are Annual Percentage Rate (APR), accurate as of 03/01/21 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 7.24% APR less .75% = 6.49%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

**Military and civilian personnel with PCS orders or deployment orders to any overseas duty stations are eligible for the relocation loan. Loan applications must be received within 120 days before or after the member’s reporting date to new assignment. Underwriting and creditworthiness factors apply. Must be a member with full direct deposit to qualify.