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Why choose a personal loan from Service Credit Union?

  • Get approved for loans up to $50,000
  • Fast approval time
  • Competitive rates
  • Flexible terms & repayment plans
  • No hidden fees
  • A variety of loan options to meet your needs
  • Full-service, one-stop-shop financial institution
  • Shared branching with locations in the United States & Europe
  • Member-driven & community-focused credit union
  • Financial education opportunities

Today’s Personal Loan Rates

Rates Starting At:
Personal Loan11.24% APR*Apply Now
Personal Line of Credit11.99% APRApply Now
Energy Efficiency Loan8.49% APR*Apply Now
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Personal Loans


With a personal loan, you can borrow up to $50,000 to help pay for:

  • Vacation/travel
  • Medical bills
  • Debt consolidation
  • Auto repairs
  • Moving costs
  • Wedding costs
  • And more
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Personal Line of Credit


A Service Credit Union personal line of credit is a revolving loan based on your creditworthiness and gives you access to funds only when you need them. 

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Military Relocation Loan


Use a Service Credit Union Military Relocation Loan** to cover your moving expenses, consolidate your bills or anything else you may need to make your move easier.

To apply, please contact us at 800.936.7730 (U.S.) or 00800.4728.2000 (Int’l).

Personal Loan Calculator

*Rates shown are Annual Percentage Rate (APR), accurate as of 08/01/23 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 11.99% APR less .75% = 11.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

**Military and civilian personnel with PCS orders or deployment orders to any overseas duty stations are eligible for the relocation loan. Loan applications must be received within 120 days before or after the member’s reporting date to new assignment. Underwriting and creditworthiness factors apply. Must be a member with full direct deposit to qualify.