![Drawing of a smartphone with a dollar sign and hand on it](https://cdn.servicecu.org//wp-content/uploads/2019/06/mobile_banking.png)
Mobile Banking
Experience seamless banking on the go. With our intuitive mobile platform, manage your finances anytime, anywhere, ensuring you’re always in control.
![No Hidden Fees](https://cdn.servicecu.org//wp-content/uploads/2023/11/NoHiddenFees_ICON_111623.png)
No Hidden Fees
Transparent and honest banking is our promise. You’ll never be caught off guard by unexpected charges, ensuring a trustworthy banking relationship.
![ATM icon](https://cdn.servicecu.org//wp-content/uploads/2023/08/Icon_ATM.png)
Surcharge-Free ATMs
Enjoy unparalleled access to your funds. With a network of 85,000 ATMs worldwide, we guarantee that cash withdrawals are always convenient and fee-free.
Checking & Savings Accounts Tailored for You
Whether it’s the convenience of direct deposit* with our checking accounts or the high dividends from our savings certificates, Service CU offers a checking or savings account for everyone.
![Checking Account](https://cdn.servicecu.org//wp-content/uploads/2023/08/Icon_Checking_2.png)
![Drawing of a money bag with a dollar sign within it](https://cdn.servicecu.org//wp-content/uploads/2019/06/Group-1350.png)
Savings Rates Up To 5% APY*
Make your money work harder for you with our high-yield savings options, designed to optimize growth and maximize your returns.
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Early Pay Day
Experience financial freedom faster with SCU, where eligible members can access their paychecks up to two days in advance.
![No Hidden Fees](https://cdn.servicecu.org//wp-content/uploads/2023/11/NoHiddenFees_ICON_111623-nbg.png)
No Hidden Fees
Enjoy the peace of mind that comes with transparent banking—our accounts come with no hidden maintenance fees, letting you save more.
Drive Your Dream with Our Vehicle Loans
![Auto Icon](https://cdn.servicecu.org//wp-content/uploads/2023/09/Icon_Vehicle_Auto-150x150.png)
From cars to motorcycles, enjoy competitive vehicle loan rates, streamlined application processes, and flexible repayment terms that pave the way for a smooth ride.
![Auto_Loans](https://cdn.servicecu.org//wp-content/uploads/2023/11/Auto_Loan_Icon-1024x744.png)
New Car Loans
With flexible terms, you’ll find a car loan to meet your needs and fit your budget perfectly.
![A graphical illustration of an auto loan](https://cdn.servicecu.org//wp-content/uploads/2019/06/auto_loans-2.png)
Used Car Loans
Get the same low rate as a new auto loan on vehicles up to three model years old.†
![Auto Refinance](https://cdn.servicecu.org//wp-content/uploads/2023/11/AutoRefi_ICON_111623-nbg.png)
Refinance Car Loans
Keep the vehicle you love but lower your payment by refinancing an existing auto loan with Service CU.
![Personal-Loan](https://cdn.servicecu.org//wp-content/uploads/2023/11/Personal_Loan_102023-1024x897.png)
Personal Loans
With a personal loan, you can borrow up to $50,000 to help pay for everything from unexpected medical bills and moving costs to your dream wedding or vacation.
![A graphical illustration of a piece of paper with a dollar sign and upwards arrow on it](https://cdn.servicecu.org//wp-content/uploads/2019/06/Loans-lineofcredit2.png)
Personal Line of Credit
A Service CU line of credit gives you access to funds only when needed. You can use this type of loan for any expenses you have from travel to the unexpected.
![A graphical illustration of a piece of paper with a dollar sign and lightning bolt on it](https://cdn.servicecu.org//wp-content/uploads/2019/06/Loans-Energy.png)
Energy Efficiency Loans
Heating bills can hurt your wallet. Get the help you need to pay your home heating bills and make energy-efficient home improvements.
Embrace a Brighter Financial Future with Service CU!
Embarking on a new financial journey or aiming to elevate your existing one? Service Credit Union is your partner. We’re more than just a credit union—we’re a community deeply committed to your growth. Welcome to banking made personal.
*Members of Service CU who fall into the Direct Deposit+ tier of our Everyday Checking account, on average save $236.49 a year based on ATM Surcharge reimbursement, ISA fee reimbursements and having auto loan that is $24,580.73 for 65 months at a discounted rate of 3.38% APR.