Rates

*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 2/25/2025 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

^*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 10/16/2025 and subject to change without notice. No minimum deposit required to open the account. A $50 minimum average daily balance is required to earn APY. Fees may reduce earnings on account. Dividends are calculated based on the daily balance method and credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

^*Annual Percentage Yield (APY) is accurate as the last dividend declaration date of 05/01/2025 and subject to change without notice. Dividends paid on daily balances of $3,000 and less at 3% APY. If daily balance exceeds $3,000, the remaining balance will receive a variable APY of 3.00%-0.25%. On the first day in November, funds are disbursed via transfer to a Service CU account of your choosing at time of account opening. One Holiday Club account allowed per tax reporting owner. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

^*Rates shown are Annual Percentage Yields (APY), accurate as of 10/15/2025, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service Credit Union or establish membership with $5 in a Primary Savings Account.

^*Rates shown are Annual Percentage Yields (APY), accurate as of 10/01/2025, and subject to change without notice as determined by the Board of Directors.  Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service Credit Union or establish membership with $5 in a Primary Savings Account.

^*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date 2/25/2025 and subject to change without notice. Minimum balance to earn dividends is $2,500.00; variable APY of 0.50%. For balances of $25,000.00 to $99,999.99; variable APY of .60%. For balances $100,000.00 or greater; variable APY of .75%. If at any time during the month the money market daily balance drops below $2,500.00, a fee will be assessed.  Please see the fee schedule for the monthly fee amount. Fees could reduce the earnings on the account. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

*Warriors deployed in combat zones may deposit up to $10,000 into a Service CU Deployed Warrior Savings Account which earns 10% APY (Annual Percentage Yield) up to $10,000.00. If actual daily balance exceeds $10,000, the remaining balance will receive variable APY of 10%-0.10%. Rates are variable and subject to change; accurate as of 2/25/2025. Service member must be serving in a combat zone as defined by Service CU; orders of deployment to a combat zone must be provided. Direct deposit of net pay is required into members Service CU account. No minimum balance is required to open the Deployed Warrior Savings Account; $5 deposit is required to open a Primary Savings Account. Monthly deposits into a Deployed Warriors Savings Account cannot exceed the amount of your monthly net military pay; however, deposits into the Deployed Warrior Savings Account may be direct deposit, an allotment, or a transfer of funds from a Service CU account. Withdrawals are not permitted from a Deployed Warrior Savings Account. If a withdrawal is made from the Deployed Warrior Savings Account before the redeployment date plus 120 days, the funds in the Deployed Warrior Savings Account will be transferred to the Primary Savings Account, and the Deployed Warrior Savings Account will be closed. The Deployed Warrior Savings Account will stop accruing 10% APY at the end of the month of return date per deployment orders plus 120 days. eCommunications is required.

^*The displayed rates for conventional loans assume a loan amount of $500,000 for a single-family, owner-occupied purchase transaction with a down payment of 40% and a credit score of 740 or higher. VA rates assume a loan amount of $500,000 and no down payment. Conventional jumbo loans assume a loan amount of $806,500 and a 40% down payment. VA jumbo assumes a loan amount of $806,500 with no down payment. Payment examples can be obtained by clicking the calculate payments button above and do not include taxes or insurance premiums. Payment obligation will be higher.