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YOUTH CLUB PROGRAM

Help start the saving habit

Some of the best grown-up savers are people who started early and developed the habit steadily over time. Kids who save learn patience, responsibility and setting goals—not to mention the basics of personal finance.

Whether the goal is a new bike, summer camp or even college, a youth savings account puts kids on the path to prosperity. We make saving fun in our dividend-paying Youth Club Program, which includes a debit card* and even awards cash prizes for regular savers.

It’s never too young to start powerful savings habits. With Service Credit Union Primary Savings Account, you’ll enjoy a 5% APY on the first $500 and .5% APY on all funds over $500**.

Saving Money is Fun Kids Club featuring the Money Mammals

With the Saving Money is Fun Kids Club, kids get a gift when they open an account and a punch card. When a child (17 years old or younger) visits a branch and makes a deposit of $10 or more the branch will reward the child with a punch. 12 punches earns the child $5 in their Primary Savings Account***.  All deposits, punches and rewards must be made by the child. The Money Mammals can be seen in our holiday parades and at kids events.

Money Mammals Logo

Primary Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$5.00 (To Open An Account)Open a savings account Now
$0.00 - $500.004.889%5.00%Open a savings account Now
$500.01+0.499%0.50%Open a savings account Now

Rates accurate as of 11/01/19.

*Children under the age of 13 and children ages 13-17 without a checking account will only have ATM access with their debit cards. Children 13-17 may open a checking account with a parent or guardian as joint owner, at which point the debit card will no longer be restricted to ATM transactions only.

**Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 11/01/2019 and subject to change without notice. Dividends paid on average daily balances of $500; variable APY of 5.00%. If average daily balance exceeds $500, the remaining balance will receive variable APY of 0.50%. A minimum deposit of $5 is required to open a Primary Savings account.

***The $5 bonus will be provided immediately following the twelfth punch. Dividends paid on average daily balances of $500; variable APY of 5.00%. If average daily balance exceeds $500, the remaining balance will receive variable APY of 0.50%. Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 11/01/2019 and subject to change without notice. A minimum deposit of $5 is required to open a Primary Savings account. Program subject to change or be discontinued without notice.