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Help start the saving habit

Some of the best grown-up savers are people who started early and developed the habit steadily over time. Kids who save learn patience, responsibility and setting goals—not to mention the basics of personal finance.

Whether the goal is a new bike, summer camp or even college, a youth savings account puts kids on the path to prosperity. We make saving fun in our dividend-paying Youth Club Program, which includes a debit card* and even awards cash prizes for regular savers.

With a Youth Club Program account, you’ll earn dividends on minimum average daily balances of $50 or more, compounded and paid monthly. Quarterly statements help you keep track of your account, and higher dividend rates are paid on minimum average daily balances of $5,000 or more.

  • For kids up to 17 years old.
  • Account comes with a debit card.*
  • Easy online banking.
  • Every time kids visit a branch and make a deposit of $10 or more, they earn a punch on their savings card. Twelve punches earns a $5 reward.**

Visit your local branch to open an account or call us toll-free at
1.800.936.7730 (U.S.) or 00800.4728.2000 (Int’l).

Youth Club Program Rates

$5.00To Open An AccountOpen a savings account Now
$50.00Tier 10.200%0.20%Open a savings account Now
$5,000.00Tier 20.250%0.25%Open a savings account Now

Rates accurate as of 08/16/19.

*Youth accounts without an e-teens checking account will only be able to use the debit card for ATM access.

**Child must be present to receive punch.  Punch is earned when a deposit of $10 or more is deposited to the account. Once child’s receives the 12th (twelfth) punch, $5 reward will be deposited to the account. Minimum balance to earn dividends is $50.00; variable Annual Percentage Yield (APY) of .20%. For balances of $5,000.00 or greater; variable APY of .25%. $5 minimum balance to open account. Program subject to change or be canceled without notice.