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Quick and easy international payments

Available in 17 currencies to more than 40 different countries, our International Bill Pay services allow you to schedule payments for things like rent or utilities easily no matter where you are in the world.*

Use International Bill Pay to make recurring and/or one-time payments in the Australian Dollar, Bulgarian Lev, Canadian Dollar, Czech Republic Koruna, Danish Krone, Euro, Great Britain Pounds, Hong Kong Dollar, Israeli Shekel, New Zealand Dollar, Norwegian Krone, Polish Zloty, Romanian Leu, Singapore Dollar, South African Rand, Swedish Krona, and the Swiss Franc.

  • One-time or recurring payments available.
  • Payments go directly to your payee or creditor.
  • Low fees of $1.00 online and $2.00 in-branch.
  • International Bill Pay is available through Online Banking and the Service Credit Union mobile app.
  • Automatically add payee info with photo capture (available for German bills only).
  • Euro payments should reach the beneficiary within 1 – 2 business days. Processing of non-Euro payments may take 3-5 business days.

Additional Resources

A graphical illustration of money changing from US to Euro

Exchange Rates

Compare the American dollar against currency elsewhere in the world. We update foreign currency exchange rates daily after 4 pm CET, at the end of the European Union trading day, so you always know the value of your American dollar.

Graphical illustration of money exchanging from US to Euro


Utilizing the Single Euro Payments Area (SEPA), makes transactions between European countries quick and easy. Simply present your International Bank Account Number (IBAN) and the Service Credit Union Bank Identifier Code (BIC) to authorize a debit on your account.

A graphical illustration of european money with credit card

V Pay

Since many European merchants don’t accept major credit and debit cards, V PAY offers a smart and secure way to shop. V PAY is accepted throughout much of the European Union and works just like a debit card.

*Recurring International Bill Pay payments are available only from a Service CU checking account. One-time International Bill Pay payments are available from any share or share draft account with an available balance that is eligible to make transfers. If the account selected for payment does not have sufficient available funds at the time the transaction is processed an overdraft charge will be debited from the account and the associated payment may not be executed. Automatic debits are available only to merchants in Europe. Select any day of the week to make recurring payments weekly, biweekly, monthly, or quarterly. International Bill Pay incurs a $1.00 fee per online or mobile transaction and for recurring payments. One-time International Bill Pay transactions initiated in a branch, over the phone or through chat incur a $2.00 fee per transaction. Service CU is not liable for, and has no influence over the conversion rate applied to the conversion of the funds. All payments are transferred in the selected currency. If the beneficiary accounts to which the funds are ultimately credited is not denominated in the selected currency, the amount will be converted to the appropriate currency (i.e. British Sterling, Swiss Franc, Swedish Kroner, etc.) or returned by the receiving financial institution. Any funds returned to SCU will be converted using the reconversion rate in effect on the date of credit.