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V PAY

The smart and safe way to shop in Europe

Since many European merchants don’t accept major credit and debit cards, V PAY offers a smart and secure way to shop. V PAY is accepted throughout much of the European Union and works just like a debit card.

All you need to get a V PAY card is a Service Credit Union checking account. Order one online or at any branch in Germany. A V Pay card is valid for four years and has no foreign transaction fees.*

Note that V PAY cards must be recycled, per the directive 2012/19/EU (Waste Electrical & Electronic Equipment).

  • Transacts purchases in currencies accepted by V PAY networks.
  • Order online or at any branch in Germany.
  • Checking account required.
  • Contactless (touch and go) payment capability – restrictions apply.**
Crossed out trash can

V Pay cards must be recycled according to directive 2012/19/EU (Waste Electrical & Electronic Equipment)

*A fee will be assessed for the initial card issuance and must be available in the checking account at the time the card is ordered. Other fees may apply. See the V PAY Terms and Conditions for more information. The V PAY card is tied to your checking account and allows you to access your prearranged limit. V PAY is a registered trademark of the Visa International Service Association.

**Contactless payment transactions may only be completed for individual transactions under €50. Upon accumulating €150 of contactless payment transactions, a PIN entry will be required to reset the contactless limit cycle.