Personal Loan
Low rates and fast approval when you need the funds
Don’t let debt cast a dark cloud over your financial well-being. With a personal loan tailored to your specific needs, you can get back on track and weather whatever comes your way.
- Borrow up to $50,000**
- Enjoy quick approvals
- Flexible terms
- No application fee
Use our loan calculator to calculate your estimated payment below.
Personal Loans
With a personal loan, you can borrow up to $50,000 to help pay for:
- Vacation/travel
- Medical bills
- Debt consolidation
- Auto repairs
- Moving costs
- Wedding costs
- And more
Personal Line of Credit
A line of credit is a revolving loan based on your creditworthiness. A Service Credit Union line of credit gives you access to funds only when you need them. You can use this type of loan for any expenses you have from travel to the unexpected.
Energy Efficiency Loans
Get the help you need to pay your home heating bills and make energy-efficient home improvements.
Personal Loan Rates
| Rates Starting At: | ||
|---|---|---|
| Personal Loan | 11.24% APR* | Apply Now |
| Personal Line of Credit | 11.99% APR | Apply Now |
| Energy Efficiency Loan | 8.49% APR* | Apply Now |
*Rates shown are Annual Percentage Rate (APR), accurate as of 08/01/23 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 11.99% APR less .75% = 11.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.
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*Rates shown are Annual Percentage Rate (APR), accurate as of 08/01/23 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 11.99% APR less .75% = 11.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.
**Terms and conditions apply. Loan is subject to approval.