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Personal Loan

Low rates and fast approval when you need the funds

Don’t let debt cast a dark cloud over your financial well-being. With a personal loan tailored to your specific needs, you can get back on track and weather whatever comes your way.

  • Borrow up to $50,000**
  • Enjoy quick approvals
  • Flexible terms
  • No application fee

Use our loan calculator to calculate your estimated payment below.

Apply Now
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Personal Loans

With a personal loan, you can borrow up to $50,000 to help pay for:

  • Vacation/travel
  • Medical bills
  • Debt consolidation
  • Auto repairs
  • Moving costs
  • Wedding costs
  • And more
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Personal Line of Credit

A line of credit is a revolving loan based on your creditworthiness. A Service Credit Union line of credit gives you access to funds only when you need them. You can use this type of loan for any expenses you have from travel to the unexpected.

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Energy Efficiency Loans

Get the help you need to pay your home heating bills and make energy-efficient home improvements.

Personal Loan Rates

Rates Starting At:
Personal Loan8.99% APR*Apply Now
Personal Line of Credit9.99% APRApply Now
Energy Efficiency Loan8.49% APR*Apply Now

*Rates shown are Annual Percentage Rate (APR), accurate as of 05/01/23 and subject to change without notice. Rates advertised with a .75% reduction. A .75% reduction is available for the Direct Deposit+ checking account tier (example: 9.74% APR less .75% = 8.99%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Discount conditions will be set forth in your loan contract. Floor rate may apply. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

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*Rates shown are Annual Percentage Rate (APR), accurate as of 05/01/23 and subject to change without notice. Rates advertised with a .75% reduction. A .75% reduction is available for the Direct Deposit+ checking account tier (example: 9.74% APR less .75% = 8.99%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Discount conditions will be set forth in your loan contract. Floor rate may apply. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

**Terms and conditions apply. Loan is subject to approval.