Get Rewarded for Everyday Banking

^*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 09/01/2026 and subject to change without notice. Dividends paid on daily balances of up to $25,000.00 at a variable APY of 3.25% when you have a qualifying direct deposit into your checking. If actual daily balance exceeds $25,000.00, the remaining balance will receive variable APY of 3.25%-0.25%. Without a qualifying direct deposit into your checking account, your entire balance will receive 0.25%APY. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. Only one Service+ Savings account may be established under a primary member social security number. For example, a member who maintains a personal membership and a trust membership under the same social security number may only have one Service+ Savings account established within one of those member profiles.  The Service+ Savings account offers tiered rate Annual Percentage Yields (APY) based on total deposit balance. Members may qualify for a higher relationship APY (“relationship APY”) on the first-tier deposit balance by establishing and maintaining a qualifying direct deposit into a checking account held under the same membership profile as the Service+ Savings account, maintaining the par value share in the primary savings account, and having no charged off share or loan accounts.  A qualifying direct deposit is defined as electronic transfer of funds from outside sources, online/mobile check deposits and peer-to-peer payments (such as Zelle) totaling at least $500 in a calendar month. If qualifying direct deposit discontinues for any reason for two consecutive calendar months while the Service+ Savings account remains open, the account will no longer qualify for the relationship APY and the APY will automatically revert to the standard rate effective on the first day of the third month with no qualifying direct deposit.  For example, if today is July 1st, you must have received a qualifying direct deposit in either May or June to continue receiving the relationship APY for the month of July. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.