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FIRST-TIME HOME BUYER

We make buying your first home easy

Buying your first home is a major milestone—one that brings excitement and plenty of questions. Fortunately, our loan experts have been there, done that. They can help you determine how much house you can afford, and if you qualify for one of our zero-down loans. You might also be eligible for a Home Loan Payment Relief (HLPR) loan at below-market interest rates—including a $1,000 rebate on your closing costs—or a USDA rural development loan.

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Understand what you need to consider before buying a home

Creating a future homeowner cash cushion

Many people consider homeownership to be an important goal. However, since buying a home can be one of the most expensive decisions you’ll ever make, it’s important to prepare yourself before you dive into the process.

Take this lesson to learn more about:

  • How to choose between buying and renting
  • Understanding and calculating initial and ongoing costs
  • Determining your financial preparedness for homeownership

What does homeownership cost? When shopping for a home, cost is a big factor. It helps to know the upfront and ongoing costs of homeownership and how they fit in with your other expenses. Try out the home savings calculator and many more tools to help you plan your savings goals.