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Two checking accounts options to fit your business

Most businesses need a checking account—but not every business needs the same type of account. For small businesses without a lot of monthly transactions, we offer our Free Business Checking. The account includes up to 250 transactions processed every month at no charge. Perhaps your business is bigger, or growing, and needs more flexibility. Our BusinessPlus Checking gives you 500 transactions per month, for a small monthly fee.* Both checking accounts include a free Business Visa® debit card, 24/7 live customer support, and free notary services.

To get started, call us at 800.296.4644, email us at or complete the form below. Ready to apply? Download our business application now and email it to or print it out and bring to your local branch.

BusinessPlus Checking

Commercial businesses with more account activity should consider our BusinessPlus Checking accounts. Enjoy no transaction fees for the first 500 transactions processed monthly ($0.25 per transaction after that).

  • $15 monthly service charge
  • Monthly fee is waived with a daily balance of $10,000
  • Free and instantly issued Business Visa® debit card at any branch
  • 24/7 live member support
  • Free notary services

Free Business Checking

Our Free Business Checking account is just right for businesses that need a cost-effective way to process a low number of checks and deposits. This account is a great choice for individual business owners.

  • No minimum opening balance
  • No monthly fees
  • Free and instantly issued Business Visa® debit card at any branch
  • Free 24/7 live member support
  • No transaction fees for the first 250 transactions processed monthly ($0.50 per transaction after that)
  • Free notary services


BusinessPlus Checking Rates

$10,000.00MO0.349%0.35%Call 800.296.4644 to get started.
$25,000.00MO0.399%0.40%Call 800.296.4644 to get started.

Rates shown are Annual Percentage Yield (APY), accurate as of 02/01/22 and subject to change without notice.

Hear From Our Current Business Banking Members

Pasquale’s Ristorante

Chef Pasquale Celone approached SCU’s Business Services team in 2016 looking to finance a new home for his restaurant in Londonderry. In partnership with SCU, Pasquale secured a commercial real estate mortgage and an SBA 504 loan to achieve his vision. With the loans approved, and the purchase and build out complete in short order, the new Pasquale’s Restaurant opened to a packed house—every night of the week.

Dodge’s Farm and Garden

Liz and Keith came to SCU’s Business Services team in 2011 after feeling ignored and frustrated in prior business banking relationships. From the beginning, their experience with SCU has been very different. The Websters have now partnered with SCU to acquire a commercial real estate loan, a Business Visa® card and business auto loans. With three convenient NH locations, Liz and Keith continue to emphasize the expertise and personal service that have made Dodge’s Farm and Garden a local institution.

The Bedford Village Inn

Jack and Andrea have been SCU business members since 2015. They began their relationship with the credit union when looking for a partner to help them finance The Grand, a luxurious evolution of their existing property, the Bedford Village Inn. With a construction loan from SCU, the Carnevales completed the expansion before opening a second loan to support a complete renovation of the kitchen and dining area at the Inn. Guests continue to praise their “perfectly appointed accommodations” and the Inn’s ability to keep the hospitality experience fresh and elegant.

Mount Washington Auto Road

Mount Washington Auto Road General Manager Howie Wemyss approached SCU in mid-2016 in search of support for a grand vision of the new Glen House Hotel. With a commercial real estate loan, construction of the hotel began in Spring 2017. The new “four season destination” is scheduled to open in the fall of 2018 and will be as close to energy self-sufficient and carbon neutral as is currently practical.

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*A monthly fee is assessed if the daily balance in the BusinessPlus Checking falls below $10,000. The fee will be charged on the last day of the month. Please see the Business Fee Schedule for fee amounts.