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Earn dividends in a dedicated holiday fund

At Service Credit Union, we believe the holidays are a time to give generously—not a time to stress over shopping bills. So we make it easy with our Holiday Club, which lets you make regular deposits all year long. When December rolls around, your gift budget is in the bag.

And it’s not just December: You can use a Holiday Club to save for any special event—earning 3.00% APY* up to $3,000 then .26% APY* for minimum average daily balances of $3,000.01. If you don’t happen to be near the North Pole or one of our branches, you can contribute online or by mail, or set up payroll deductions.

You can set up a special high-dividend savings account to set aside for the holidays or any special event. You decide how much you want to save, then make regular deposits. Open an account online, by phone or in branch.

  • Have your funds transferred automatically.
  • Make transfers online, through payroll deduction, at a branch or by mail.

Holiday Club Rates

$0.01 - $3,000.00Tier 12.960%3.00%Open a holiday club account Now
$3,000.01+Tier 20.250%3.00% - 0.25%Open a holiday club account Now

Rates accurate as of 02/01/24.

Service CU Member Reviews

*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 06/01/2024 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.