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From Company Sedans to Rugged Work Trucks, We Put Your Business in the Fast Lane

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Flexible Terms

We offer customizable business auto loans with flexible terms tailored to your business. Choose from various repayment plans, whether you need shorter terms for quick payoff or longer terms for manageable payments.

Fixed Rates

Fixed Rates

Experience the stability of fixed rates with our business auto loans. Enjoy peace of mind knowing your monthly payments remain constant, simplifying budgeting and financial planning for your business.

Auto Refinance

Loans Up to $500,000

Empower your company with our business auto loans, offering up to $500,000 in financing. This loan amount enables your business to acquire the vehicles it needs for growth and operational efficiency without financial strain.

Getting a Business Auto Loan Is Easy!

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Contact Our Team

Call us at 800.296.4644 or email the Small Business Lending Team to start your application.

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We’ll Review Your Application

Our Small Business Lending Team reviews most loan applications within 48 hours, and will work diligently to expedite the process.

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Buy Your Vehicle

After your loan is approved, visit any dealership, choose the vehicle that fits your needs, and complete the vehicle loan process!*

Business Auto Loan Calculator

The Service Credit Union Difference

White Glove Service

White-Glove Service

Our team of financial experts at Service Credit Union provides personalized guidance to navigate your business financing decisions confidently. Benefit from expert advice tailored to your business’s unique financial needs.

Total Banking Solution

Total Banking Solutions

We offer a range of financial solutions tailored to your business, including business checking, commercial mortgages, and equipment financing. Our team is committed to supporting the growth and success of both new and established businesses.

Business Benefits

Business Benefits

Benefit from exclusive Service Credit Union perks, including competitive rates and tailored services. Our support includes not just financial products, but also tools for your business’s key financial decisions, such as payroll and payment processing.

Business Auto Loan FAQs

What types of business vehicles does Service Credit Union finance?

Service Credit Union finances a diverse range of commercial vehicles including non-passenger ones.

Businesses of all shapes and sizes have auto lending needs that we strive to meet. Although well qualified applicants include businesses that have been in operation for 2 or more years, we work with newer businesses as well.

We are able to issue same-day decisions when we have a complete application package.

Simply complete our Small Business Loan Application and submit along with supporting vehicle documentation.

Yes!  For refinances, we need applicants to include a current loan statement and a copy of the registration.

The loan terms will be determined by several factors, including the age of the vehicle and your preference for the repayment period.

The business owner’s credit score and history are reviewed and factored into our credit decision. Service Credit Union is an SBA Lender and can enhance loans with an SBA guaranty if needed.

Service CU Member Reviews

*Vehicle and Business must meet certain criteria. Ask a representative for details.