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Taking care of your business needs with a full suite of banking services

We’re a local business too, so we get it. Whatever your size, we can help you find the right mix of banking services to fit your needs—all with the personalized service and attention of a member-owned credit union. Need dedicated savings accounts for different funds? We can do that. You can pay your vendors online and make deposits remotely. We have two types of checking accounts, so you won’t pay for features you don’t need. We even have services tailored to the needs of specific local businesses like yours.

Ready to apply? To get started, use our easy online application portal, call us at 800.296.4644, or email us at

If you’d prefer to apply in person, you can download our business application here. Then print it out and bring it to your local branch.

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Business Checking

Most businesses need a checking account – but not every business needs the same type of account. Choose between our Free Business Checking account or our BusinessPlus Checking account. Both include a Business Visa debit card, 24/7 live support, online banking, unlimited check writing and free notary services.

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Business Savings

Our Business Share Savings account has no fees and pays competitive dividend rates. And with a Business Secondary Savings account, you can manage different funds separately. Both accounts offer convenient online banking and remote deposits.

For even better dividend rates and the same access to funds, consider a Business Money Market account. Or if you don’t need immediate access to your funds, earn even more on long-term savings with Service Credit Union certificates.


Business Online Banking and Bill Pay Services

Why pay for stuff you don’t need? We offer three tiers of business online banking and bill pay services which can be tailored to fit your specific needs. You also can make one-time or recurring transfers in foreign currencies to international accounts from your Service Credit Union checking account for a small fee.

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Managing your own payroll and HR can be timely, and costly. That’s why we’ve teamed up with Paychex®, a leading provider of HR solutions, to give you an affordable, full-service option for outsourcing these services, and employee benefit administration.

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Small/Medium Business Resources

Small businesses are the backbone of our communities and we’re here to provide the payment resources businesses need to make their daily operations easier, and to grow their business. From processing point of sale transactions to invoicing and collecting payments, Service Credit Union and our partners have you covered.

NH Business Finance Guides

We know being a small to medium business owner can be challenging, and it’s not always easy to find the right resources for your specific needs and goals. That’s why we’ve created the NH Business Finance Guide for you. Learn more.

Frequently Asked Questions

The U.S. Small Business Administration (SBA) has a checklist for anyone launching a small business. Make sure to follow all the steps listed here.

Applying for an Employer Identification Number (EIN) is a free service offered by the Internal Revenue Service. Beware of websites on the Internet that charge for this free service. Visit their website to apply online or learn how to apply by mail, fax or telephone.

Learn how to register with federal, state and local agencies on the SBA’s website.

Please note that Service Credit Union requires legal entities to be registered with their appropriate state, town, or county. Sole Proprietors “doing business as” (DBA) any name other than their own legal name, will be required to register the DBA/trade name/fictitious name/assumed name with the appropriate state, town or county in order to open an account using that DBA.

Example: “John Smith” – does not need to register

 “John Smith Auto Repair” – does need to register

For a business to be eligible for membership, all owners of the business must be in Service Credit Union’s field of membership. If the owners do not meet these qualifications or the entity is a nonprofit organization, please submit a referral. A Cash Management Specialist will work with you to determine business membership eligibility.

For a list of membership qualifications, please refer to this page on our site.

Service Credit Union only requires a $5 membership pledge to be deposited into your business savings account to establish membership.

An authorized signer has full authority over an account. They can open/close accounts, remove designated signers and update information on the account. This is typically an owner, LLC member, or a managing member of the business.

A designated signer has transactional authority only. They can only update their own personal information. They cannot open/close accounts, change signers or information on the business itself. These are typically employees of a business.

Yes, we can provide a debit card for any business account you open with Service Credit Union. We can also provide debit cards for each signer on an account. Debit cards can be made instantly in a branch or one can be mailed to you in 7-10 business days.

Please note designated signers will need written authorization from an authorized signer to receive a debit card.

Yes, Service Credit Union’s online banking solutions have Quickbooks integration.

Yes, Service Credit Union offers a free online banking solution to all members. We also have enhanced business online banking solutions that are available with multiple pricing options. For more information, please contact a Cash Management Specialist.

Service Credit Union has partnered with Paychex®, a trusted provider of payroll and HR solutions, to provide these services. Learn more.

Our partner, EVO Payments®, can provide these services at an affordable rate for Service CU members. Learn more.

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