International Services
Banking Made Simple—Around the WorldBanking across the globe
Simplify your travel with our international banking services. From making purchases and paying bills, Service Credit Union makes banking around the world a breeze.
Take advantage of our International Bill Pay services, which allow you to quickly pay bills in 17 different currencies. Service Credit Union also participates in the Single Euro Payments Area (SEPA), making electronic payments in Euro between European countries easy and efficient.
International Bill Pay
Schedule payments from around the world with our International Bill Pay services. If you’re already an online banking member, you can access International Bill Pay from your web browser or mobile app. Payments are available in 17 currencies to more than 40 countries.
SEPA
Utilizing the Single Euro Payments Area (SEPA), makes transactions between European countries quick and easy. Simply present your International Bank Account Number (IBAN) and the Service Credit Union Bank Identifier Code (BIC) to authorize a debit on your account.
V PAY
V PAY is the preferred point of sale card in Europe, and unlike many other cards, does not carry international fees. V PAY is accepted throughout much of the European Union and works just like a debit card.
Exchange Rates
Compare the American dollar against currency elsewhere in the world. We update foreign currency exchange rates daily after 4 pm CET, at the end of the European Union trading day, so you always know the value of your American dollar.
Foreign Currency Banknotes*
Skip the lines at the airport or train station, and buy foreign currency before you travel internationally. We offer fast currency delivery to any Service Credit Union branch within the United States.
*One-Time and Recurring Payment Orders are available from any share or share draft account with an available balance that is eligible to make transfers. If the account selected for payment does not have sufficient available funds at the time the transaction is processed an overdraft charge will be debited from the account and the associated payment may not be executed. Automatic debits are available only to merchants in Europe. Select any day of the week to make recurring payments weekly, biweekly, monthly, or quarterly. International Bill Pay incurs a $1.00 fee per online or mobile transaction and for recurring payments. One-time International Bill Pay transactions initiated in a branch, over the phone or through chat incur a $2.00 fee per transaction. Service CU is not liable for and has no influence over the conversion rate applied to the conversion of the funds. All payments are transferred in the selected currency. If the beneficiary accounts to which the funds are ultimately credited is not denominated in the selected currency, the amount will be converted to the appropriate currency (i.e. British Sterling, Swiss Franc, Swedish Kroner, etc.) or returned by the receiving financial institution. Any funds returned to Service CU will be converted using the reconversion rate in effect on the date of credit.