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Maximize Your Savings With a Money Market Account

Earn up to 1.70% APY* with a Money Market account that gives you flexible access to your funds.
Open a Money Market Account

Save More. Earn More.

Tired of savings accounts that barely grow your money?

A money market account from Service Credit Union offers a smart way to earn more on your savings while maintaining flexibility. With tiered dividend rates, the more you save, the more you earn. Your funds remain accessible, making this account ideal for members who want higher returns without locking away their money for a fixed term.

Open a Money Market Account

Why Choose a Money Market Account?

  • Higher APY – Earn up to 1.70% APY,* with no direct deposit required.
  • Secure Savings – Funds held with Service Credit Union are federally insured up to $250,000 by the NCUA.
  • Easy Access – Enjoy liquidity without locking your money away.

Start Growing Your Savings Today

Take the next step toward smarter saving:
Open an Account

Open an Account

Get started with a high-yield Money Market Account today.
Maximize Your Earnings

Maximize Your Earnings

Higher balances mean better rates—see how you can move into the next tier.
Open a Money Market Account

See how your savings can grow with tiered APYs.

Money Market Account Rates

Open a Money Market Account
Minimum Daily Balance Tier Dividend Rate ANNUAL PERCENTAGE YIELD (APY*)
$2,500 Tier 1 0.549% 0.55%
$25,000 Tier 2 0.698% 0.70%
$100,000+ Tier 3 1.687% 1.70%
Minimum Daily Balance
$2,500
Tier
Tier 1
Dividend Rate
0.549%
ANNUAL PERCENTAGE YIELD (APY*)
0.55%
$25,000
Tier
Tier 2
Dividend Rate
0.698%
ANNUAL PERCENTAGE YIELD (APY*)
0.70%
$100,000+
Tier
Tier 3
Dividend Rate
1.687%
ANNUAL PERCENTAGE YIELD (APY*)
1.70%

Frequently Asked Questions

What is the minimum balance required?
To earn dividends, you must maintain a minimum daily balance of $2,500.
Are there any monthly fees for Money Markets?
If your daily balance falls below $2,500, a monthly fee applies. Please refer to the fee schedule.
How do withdrawals work?
You can access your funds whenever you need them. Some limitations may apply.
*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date 7/01/2025 and subject to change without notice. Minimum balance to earn dividends is $2,500.00; variable APY of 0.55%. For balances of $25,000.00 to $99,999.99; variable APY of 0.70%. For balances $100,000.00 or greater; variable APY of 1.70%. If at any time during the month the money market daily balance drops below $2,500.00, a fee will be assessed. Please see the fee schedule for the monthly fee amount. Fees could reduce the earnings on the account. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.