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The right account for serious savers

Money markets are savings accounts with a twist: The more you contribute, the higher your dividend rate. Your funds are federally insured up to $250,000 and you can withdraw your cash if you need to.

The minimum balance to earn dividends for our money markets is $2,500*; if you’ve built up at least that much savings, a money market is a good place to put it. You’ll earn even higher dividends if you deposit $25,000 or $100,000, no direct deposit required.

Service Credit Union Money Market Rates

$2,500.00Tier 10.549%0.55%Open a money market account Now
$25,000.00Tier 20.698%0.70%Open a money market account Now
$100,000.00Tier 31.687%1.70%Open a money market account Now

Rates accurate as of 02/01/24.

Money Market Calculator

Use our APY calculator to see how much your Money Market balance would grow at any tier level.

Service CU Member Reviews

*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date 06/01/2024 and subject to change without notice. Minimum balance to earn dividends is $2,500.00; variable APY of 0.50%. For balances of $25,000.00 to $99,999.99; variable APY of .60%. For balances $100,000.00 or greater; variable APY of .75%. If at any time during the month the money market daily balance drops below $2,500.00, a fee will be assessed. Please see the fee schedule for the monthly fee amount. Fees could reduce the earnings on the account. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.