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PRIMARY SAVINGS

The simplest way to save

A Primary Savings account is how you become a member of the Service Credit Union family. Since we’re owned by our community of savers, your initial deposit says you’re one of us. It couldn’t be simpler—just deposit at least $5, and you’re in the club.

From day one, you’ll earn 5% APY on the first $500 and .25% APY on all funds over $500*. Plus you’ll become a member-owner of Service Credit Union. From there, you can open a checking account, apply for a credit card and enjoy other member services. Think of Primary Savings as an invitation to share in our members’ success.

To become a member of Service Credit Union, you must qualify for membership and open a Primary Savings account with a deposit of $5 or more.

Service Credit Union Primary Savings Rates

MINIMUM DAILY
BALANCE TO OBTAIN APY
DIVIDEND RATEANNUAL PERCENTAGE YIELD
$5.00 (To Open An Account)Open a savings account Now
$0.00 - $500.004.889%5.00%Open a savings account Now
$500.01+0.250%5.00% - 0.25%Open a savings account Now

Rates accurate as of 02/01/24.

*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 06/01/2024 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.