SBA Loans

The easy way to apply for an SBA loan

We can help you secure government-backed loans through the U.S. Small Business Administration quickly and easily. Our commercial lenders can help you find the appropriate SBA loans and programs that fit your business.

Government loan programs can seem overwhelming with all the requirements and paperwork. You may qualify for special programs based on your income, or other factors. We walk you through the ins and outs, so these low-interest loans can get approved right in our branch for fast action. And SBA loans are backed by government-sponsored loan guarantees.

To date, SBA has approved $197 billion in low-interest loans, which provide U.S. small businesses, non-profits and agricultural businesses working capital funds. Economic Injury Disaster Loan applications will continue to be accepted through December 2021, pending the availability of funds.

Loans are offered at affordable terms, including a 3.75% interest rate for small businesses and 2.75% for non-profit organizations, a 30-year maturity, and an automatic deferment of one year before monthly payments begin. All eligible small businesses and nonprofits are encouraged to apply. To learn more and apply for an Economic Injury Disaster Loan, please click here.

To get started on an SBA loan, call us at 800.296.4644, email us at businessservices@servicecu.org or complete the form below.