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Checking Rates

Rates accurate as of January 1, 2020.

Dividend Checking Rates

MINIMUM DAILY AVERAGE BALANCE TO OBTAIN APYDIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.000.150%0.15%Open Now

Savings Rates

Rates accurate as of January 1, 2020.

Primary Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$5.00 (To Open An Account)Open a savings account Now
$0.00 - $500.004.889%5.00%Open a savings account Now
$500.01+0.499%0.50%Open a savings account Now

Club Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$50.000.499%0.50%Open a savings account Now

Holiday Club Rates

MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.01 - $3,000.00Tier 12.960%3.00%Open a holiday club account Now
$3,000.01+Tier 20.499%0.50%Open a holiday club account Now

Share & IRA Certificate Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
TERMDIVIDEND RATEANNUAL PERCENTAGE YIELD 
$1,000.003 Months0.747%0.75%*Open a 3-month certificate Now
$250.006 Months1.736%1.75%*Open a 6-month certificate Now
$1,000.009 Months1.785%1.80%*
Open a 9-month certificate Now
$1,000.0012 Months1.982%2.00%*Open a 12-month certificate Now
$1,000.0015 Months2.080%2.10%*Open a 15-month certificate Now
$1,000.0018 Months2.227%2.25%*Open a 18-month certificate Now
$1,000.0024 Months2.276%2.30%*Open a 24-month certificate Now
$1,000.0036 Months2.276%2.30%*Open a 36-month certificate Now
$1,000.0048 Months2.276%2.30%*Open a 48-month certificate Now
$1,000.0060 Months2.276%2.30%*Open a 60-month certificate Now

*Rate shown is Annual Percentage Yield (APY) and subject to change without notice. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors.

Money Market Account Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$2,500.00Tier 10.747%0.75%Open a money market account Now
$25,000.00Tier 20.995%1.00%Open a money market account Now
$100,000.00Tier 31.243%1.25%Open a money market account Now

Deployed Warrior Savings Rates

MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00 Tier 19.569%10.000%Contact us to determine if you qualify.
$10,000.00 Tier 20.000%0.000%Contact us to determine if you qualify.

Deployed Warriors are defined as members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops are in imminent danger of enemy attack (PCS does not qualify).

Business Banking Rates

Rates accurate as of January 1, 2020.

Business Savings Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$50.00MO0.200%0.20%Call 800.296.4644 to get started.
$5,000.00MO0.250%0.25%Call 800.296.4644 to get started.

BusinessPlus Checking Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$10,000.00MO0.349%0.35%Call 800.296.4644 to get started.
$25,000.00MO0.399%0.40%Call 800.296.4644 to get started.

Business Money Market Account Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$2,500.00MO0.747%0.75%Call 800.296.4644 to get started.
$25,000.00MO0.995%1.00%Call 800.296.4644 to get started.
$100,000.00MO1.243%1.25%Call 800.296.4644 to get started.

Business Share Certificate Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$1,000.003 Months0.747%0.75%Call 800.296.4644 to get started.
$1,000.006 Months1.736%1.75%Call 800.296.4644 to get started.
$1,000.009 Months1.785%1.80%Call 800.296.4644 to get started.
$1,000.0012 Months1.982%2.00%Call 800.296.4644 to get started.
$1,000.0015 Months2.080%2.10%Call 800.296.4644 to get started.
$1,000.0018 Months2.227%2.25%Call 800.296.4644 to get started.
$1,000.0024 Months2.276%2.30%Call 800.296.4644 to get started.
$1,000.0036 Months2.276%2.30%Call 800.296.4644 to get started.
$1,000.0048 Months2.276%2.30%Call 800.296.4644 to get started.
$1,000.0060 Months2.276%2.30%Call 800.296.4644 to get started.

Rate shown is Annual Percentage Yield (APY) and subject to change without notice. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors.

Business Secondary Savings Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$50.00MO0.200%0.20%Call 800.296.4644 to get started.
$5,000.00MO0.250%0.25%Call 800.296.4644 to get started.

Personal Loan Rates

Rates accurate as of January 1, 2020.

Personal Loan Rates

 Rates Starting At: 
Personal Loan8.49% APR*Apply Now
Personal Line of Credit9.99% APRApply Now
Energy Efficiency Loan8.49% APR*Apply Now

*Rates shown are Annual Percentage Rate (APR), accurate as of 01/01/20 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 9.24% APR less .75% = 8.49%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier.  Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount.  Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $500 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

 

Vehicle Loan Rates

Rates accurate as of January 1, 2020.
 Rates Starting At: 
Automobiles2.74% APRApply for a vehicle loan Now
Motorcycles3.24% APRApply for a vehicle loan Now
Scooters3.34% APRApply for a vehicle loan Now
RVs/Campers4.24% APRApply for a vehicle loan Now
Boats4.24% APRApply for a vehicle loan Now
ATVs, Personal Water Vehicles, Snowmobiles3.34% APRApply for a vehicle loan Now
UTVs3.34% APRApply for a vehicle loan Now

Rates shown are Annual Percentage Rate (APR), accurate as of 01/01/20 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 3.49% APR less .75% = 2.74%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier.  Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount.  Floor rate may apply. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

Credit Card Rates

Rates accurate as of January 1, 2020.

Visa® Credit Card Rates

 Rates Starting At: 
Visa® Platinum10.49% APRApply Now
Visa® Gold10.99% APRApply Now
Visa® Classic11.99% APRApply Now

Rate shown is Annual Percentage Rate (APR), and is subject to change without notice. Loan approval and APR subject to credit worthiness.

Mortgage Rates

Rates accurate as of January 1, 2020.

Home Equity Rates

Rates accurate as of January 1, 2020.

Exchange Rates

Exchange Rates

Currency Accomodation Rate (Sale to Members): $1= Change in Accomodation Rate Reconversion Rate (Bought from Members): $1= Valid From Valid To
Euro (EUR) 0.8840 +0.0007 0.9294 01/28/2020 01/28/2020
Australian Dollar (AUD) 1.4006 +0.0123 01/28/2020 01/28/2020
British Pound (GBP) 0.7270 +0.0030 01/28/2020 01/28/2020
Canadian Dollar (CAD) 1.2527 +0.0041 01/28/2020 01/28/2020
Czech Republic Koruna (CZK) 21.7391 +0.0941 01/28/2020 01/28/2020
Norwegian Krone (NOK) 8.6356 +0.0813 01/28/2020 01/28/2020
Polish Zloty (PLN) 3.6751 +0.0228 01/28/2020 01/28/2020
Swedish Krona (SEK) 9.1158 +0.0414 01/28/2020 01/28/2020
Swiss Franc (CHF) 0.9233 +0.0005 01/28/2020 01/28/2020
Romanian Leu (RON) 4.1203 +0.0034 01/28/2020 01/28/2020

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The Euro rate listed is the Official Military Exchange Rate.

These rates do not apply to the stateside Foreign Currency Banknote service.