Skip to Main Content

Checking Rates

Rates accurate as of October 1, 2019.

Five Star Checking Rates

MINIMUM DAILY AVERAGE BALANCE TO OBTAIN APY DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$1,500.00Tier 10.050%0.05%Open Now
$2,500.00Tier 20.050%0.05%Open Now
$5,000.00Tier 30.100%0.10%Open Now

Savings Rates

Rates accurate as of October 1, 2019.

Share Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$5.00To Open An AccountOpen a savings account Now
$50.00Tier 10.200%0.20%Open a savings account Now
$5,000.00Tier 20.250%0.25%Open a savings account Now

Youth Savings/Club Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$5.00To Open An AccountOpen a savings account Now
$50.00Tier 10.200%0.20%Open a savings account Now
$5,000.00Tier 20.250%0.25%Open a savings account Now

Senior Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.946%0.95%Open a senior savings account Now
$2,500.00Tier 20.995%1.00%Open a senior savings account Now

For the Senior Program, members must be 62 years of age or older and maintain direct deposit of entire net pay, including social security and retirement checks, into a Service Credit Union checking or savings account to qualify.

Holiday Club Rates

MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.01 to $3,000.00Tier 12.960%3.000%Open a holiday club account Now
$3,000.01 and aboveTier 20.250%0.250%Open a holiday club account Now

Share & IRA Certificate Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
TERMDIVIDEND RATEANNUAL PERCENTAGE YIELD 
$1,000.003 Months0.747%0.75%*Open a 3-month certificate Now
$250.006 Months1.736%1.75%*Open a 6-month certificate Now
$1,000.009 Months1.785%1.80%*
Open a 9-month certificate Now
$1,000.0012 Months1.982%2.00%*Open a 12-month certificate Now
$1,000.0015 Months2.080%2.10%*Open a 15-month certificate Now
$1,000.0018 Months2.227%2.25%*Open a 18-month certificate Now
$1,000.0024 Months2.276%2.30%*Open a 24-month certificate Now
$1,000.0036 Months2.276%2.30%*Open a 36-month certificate Now
$1,000.0048 Months2.276%2.30%*Open a 48-month certificate Now
$1,000.0060 Months2.276%2.30%*Open a 60-month certificate Now

*Rate shown is Annual Percentage Yield (APY) and subject to change without notice. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors.

Money Market Account Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$2,500.00Tier 10.747%0.75%Open a money market account Now
$25,000.00Tier 20.995%1.00%Open a money market account Now
$100,000.00Tier 31.243%1.25%Open a money market account Now

STAR Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.946%0.95%Open a senior savings account Now
$2,500.00Tier 20.995%1.00%Open a senior savings account Now

The STAR Program is available to qualified members whose military base pay does not exceed $2,872 per month or whose civilian pay does not exceed $51,600 per year.

Deployed Warrior Savings Rates

MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00 Tier 19.569%10.000%Contact us to determine if you qualify.
$10,000.00 Tier 20.000%0.000%Contact us to determine if you qualify.

Deployed Warriors are defined as members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops are in imminent danger of enemy attack (PCS does not qualify).

Veteran Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.797%0.80%Open Now
$2,500.00Tier 20.847%0.85%Open Now

For the Veterans Program, members must have served in the military or currently working or have worked for the DoD (both regardless of length of service) to qualify.

Select Employer Group (SEG) Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.797%0.80%Open Now
$2,500.00Tier 20.847%0.85%Open Now

The SEG program is available for employees of Select Employer Groups.

Business Banking Rates

Rates accurate as of October 1, 2019.

Business Savings Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$50.00MO0.200%0.20%Call 800.296.4644 to get started.
$5,000.00MO0.250%0.25%Call 800.296.4644 to get started.

BusinessPlus Checking Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$10,000.00MO0.349%0.35%Call 800.296.4644 to get started.
$25,000.00MO0.399%0.40%Call 800.296.4644 to get started.

Business Money Market Account Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$2,500.00MO0.747%0.75%Call 800.296.4644 to get started.
$25,000.00MO0.995%1.00%Call 800.296.4644 to get started.
$100,000.00MO1.243%1.25%Call 800.296.4644 to get started.

Business Share Certificate Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$1,000.003 Months0.747%0.75%Call 800.296.4644 to get started.
$1,000.006 Months1.736%1.75%Call 800.296.4644 to get started.
$1,000.009 Months1.785%1.80%Call 800.296.4644 to get started.
$1,000.0012 Months1.982%2.00%Call 800.296.4644 to get started.
$1,000.0015 Months2.080%2.10%Call 800.296.4644 to get started.
$1,000.0018 Months2.227%2.25%Call 800.296.4644 to get started.
$1,000.0024 Months2.276%2.30%Call 800.296.4644 to get started.
$1,000.0036 Months2.276%2.30%Call 800.296.4644 to get started.
$1,000.0048 Months2.276%2.30%Call 800.296.4644 to get started.
$1,000.0060 Months2.276%2.30%Call 800.296.4644 to get started.

Rate shown is Annual Percentage Yield (APY) and subject to change without notice. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors.

Business Secondary Savings Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$50.00MO0.200%0.20%Call 800.296.4644 to get started.
$5,000.00MO0.250%0.25%Call 800.296.4644 to get started.

Personal Loan Rates

Rates accurate as of October 1, 2019.

Personal Loan Rates

 Rates Starting At: 
Personal Loan7.99% APRApply Now
Personal Line of Credit9.74% APRApply Now
Energy Efficiency Loan8.99% APRApply Now

Rates shown are Annual Percentage Rate (APR), and are subject to change without notice. Rates advertised with a .25% reduction. The .25% reduction is available for direct deposit of entire net pay and automatic payment (example: 8.24% APR less .25% = 7.99%). Loan approval and APR subject to credit worthiness. Direct deposit of entire net pay (not allotment) and automatic payment must be maintained. Floor rate may apply. The personal loan rate does not apply to the refinancing of existing SCU loans. An additional .50% APR reduction is available for active military direct deposit of entire net pay and automatic payment.

Members who qualify for the Senior, STAR, Veteran, SEG and Warrior programs may receive additional rate discounts!

Vehicle Loan Rates

Rates accurate as of October 1, 2019.
 Rates Starting At: 
Automobiles3.24% APRApply for a vehicle loan Now
Motorcycles3.74% APRApply for a vehicle loan Now
Scooters3.84% APRApply for a vehicle loan Now
RVs/Campers4.74% APRApply for a vehicle loan Now
Boats4.74% APRApply for a vehicle loan Now
ATVs, Personal Water Vehicles, Snowmobiles3.84% APRApply for a vehicle loan Now
UTVs3.84% APRApply for a vehicle loan Now

Rates shown are Annual Percentage Rate (APR) and are subject to change without notice. Rates advertised with a .25% reduction. The .25% reduction is available for direct deposit of entire net pay and automatic payment (example: 3.49% APR less .25% = 3.24%). Loan approval and APR subject to credit worthiness. Direct deposit of entire net pay (not allotment) and automatic payment must be maintained. Floor rate may apply. An additional .50% APR reduction is available for active military direct deposit of entire net pay and automatic payment.

Members who qualify for the Senior, STAR, Veteran, SEG and Warrior programs may receive additional rate discounts!

Credit Card Rates

Rates accurate as of October 1, 2019.

Visa® Credit Card Rates

 Rates Starting At: 
Visa® Platinum10.49% APRApply Now
Visa® Gold10.99% APRApply Now
Visa® Classic11.99% APRApply Now

Rate shown is Annual Percentage Rate (APR), and is subject to change without notice. Rates advertised with a .25% reduction. The .25% reduction is available for direct deposit of entire net pay and automatic payment (example: 10.74% APR less .25% = 10.49%). Loan approval and APR subject to credit worthiness. Direct deposit of entire net pay (not allotment) and automatic payment must be maintained. Floor rate may apply. An additional .50% APR reduction is available for active military direct deposit of entire net pay and automatic payment.

Members who qualify for the Senior, STAR, Veteran, SEG and Warrior programs may receive additional rate discounts!

Mortgage Rates

Rates accurate as of October 1, 2019.

Home Equity Rates

Rates accurate as of October 1, 2019.

Exchange Rates

Rates accurate as of October 1, 2019.

Exchange Rates

Currency Accomodation Rate (Sale to Members): $1= Change in Accomodation Rate Reconversion Rate (Bought from Members): $1= Valid From Valid To
Euro (EUR) 0.8749 -0.0020 0.9197 10/19/2019 10/21/2019
Australian Dollar (AUD) 1.3885 -0.0046 10/19/2019 10/21/2019
British Pound (GBP) 0.7373 -0.0052 10/19/2019 10/21/2019
Canadian Dollar (CAD) 1.2488 -0.0032 10/19/2019 10/21/2019
Czech Republic Koruna (CZK) 21.8818 -0.0480 10/19/2019 10/21/2019
Norwegian Krone (NOK) 8.7184 +0.0076 10/19/2019 10/21/2019
Polish Zloty (PLN) 3.6550 -0.0093 10/19/2019 10/21/2019
Swedish Krona (SEK) 9.1912 -0.0509 10/19/2019 10/21/2019
Swiss Franc (CHF) 0.9380 -0.0018 10/19/2019 10/21/2019
Romanian Leu (RON) 4.0568 -0.0082 10/19/2019 10/21/2019

Click here to sign up to receive daily updates on Euro rates.

The Euro rate listed is the Official Military Exchange Rate.

These rates do not apply to the stateside Foreign Currency Banknote service.