Rates
Checking Rates
Dividend Checking Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|
$0.00 | 0.150% | 0.15% | Open Now |
Savings Rates
Primary Savings Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|
$5.00 (To Open An Account) | Open a savings account Now | ||
$0.00 - $500.00 | 4.889% | 5.00% | Open a savings account Now |
$500.01+ | 0.250% | 5.00% - 0.25% | Open a savings account Now |
Club Rates
MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|
$50.00 | 0.250% | 0.25% | Open a savings account Now |
Holiday Club Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | ||
---|---|---|---|---|
$0.01 - $3,000.00 | Tier 1 | 2.960% | 3.00% | Open a holiday club account Now |
$3,000.01+ | Tier 2 | 0.250% | 3.00% - 0.25% | Open a holiday club account Now |
Share & IRA Certificate Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | TERM | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|---|
$500.00 | 3 Months | 0.797% | 0.80%* | Open a 3-month certificate Now |
$500.00 | 6 Months | 4.410% | 4.50%* | Open a 6-month certificate Now |
$500.00 | 9 Months | 4.169% | 4.25%* | Open a 9-month certificate Now |
$500.00 | 12 Months | 3.928% | 4.00%* | Open a 12-month certificate Now |
$500.00 | 15 Months | 3.445% | 3.50%* | Open a 15-month certificate Now |
$500.00 | 18 Months | 3.203% | 3.25%* | Open a 18-month certificate Now |
$500.00 | 24 Months | 2.960% | 3.00%* | Open a 24-month certificate Now |
$500.00 | 36 Months | 2.325% | 2.35%* | Open a 36-month certificate Now |
$500.00 | 48 Months | 2.423% | 2.45%* | Open a 48-month certificate Now |
$500.00 | 60 Months | 2.472% | 2.50%* | Open a 60-month certificate Now |
*Rates shown are Annual Percentage Yields (APY), accurate as of 09/24/2024, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change monthly as determined by the Board of Directors. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
IRA and ROTH IRA Accounts
MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|
$50.00 | 0.598% | 0.60% | Call 800-936-7730 to get started. |
Money Market Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | ||
---|---|---|---|---|
$2,500.00 | Tier 1 | 0.549% | 0.55% | Open a money market account Now |
$25,000.00 | Tier 2 | 0.698% | 0.70% | Open a money market account Now |
$100,000.00 | Tier 3 | 1.687% | 1.70% | Open a money market account Now |
Deployed Warrior Savings Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | ||
---|---|---|---|---|
$0.00 | Tier 1 | 9.569% | 10.00% | Contact us to determine if you qualify. |
$10,000.00 | Tier 2 | 0.000% | 10.00% - 0.10% | Contact us to determine if you qualify. |
Warriors deployed in combat zones may deposit up to $10,000 into a Service CU Deployed Warrior Savings Account which earns 10% APY (Annual Percentage Yield) up to $10,000.00. $10,000.01 and above earns 0% APY. Rates are variable and subject to change; accurate as of 01/01/24. Service member must be serving in a combat zone as defined by Service CU; orders of deployment to a combat zone must be provided. Direct deposit of net pay is required into members Service CU account. No minimum balance is required to open the Deployed Warrior Savings Account; $5 deposit is required to open a Primary Savings Account. Monthly deposits into a Deployed Warriors Savings Account cannot exceed the amount of your monthly net military pay; however, deposits into the Deployed Warrior Savings Account may be direct deposit, an allotment, or a transfer of funds from a Service CU account. Withdrawals are not permitted from a Deployed Warrior Savings Account. If a withdrawal is made from the Deployed Warrior Savings Account before the redeployment date plus 120 days, the funds in the Deployed Warrior Savings Account will be transferred to the Primary Savings Account, and the Deployed Warrior Savings Account will be flagged as closed. Deployed Warrior Savings Account will stop accruing 10% APY at the end of the month of return date per deployment orders plus 120 days. eCommunications is required.
Business Banking Rates
Business Savings Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|
$50.00 | 0.250% | 0.25% | Call 800.296.4644 to get started. |
BusinessPlus Checking Rates
MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|
$10,000.00 | 0.349% | 0.35% | Call 800.296.4644 to get started. |
$25,000.00 | 0.399% | 0.40% | Call 800.296.4644 to get started. |
Business Money Market Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|
$2,500.00 | 0.549% | 0.55% | Call 800.296.4644 to get started. |
$25,000.00 | 0.698% | 0.70% | Call 800.296.4644 to get started. |
$100,000.00 | 1.687% | 1.70% | Call 800.296.4644 to get started. |
$250,000.00 | 2.960% | 3.00% | Call 800.296.4644 to get started. |
Business Share Certificate Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | TERM | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|---|
$500.00 | 3 Months | 0.797% | 0.80%* | Call 800.296.4644 to get started. |
$500.00 | 6 Months | 4.410% | 4.50%* | Call 800.296.4644 to get started. |
$500.00 | 9 Months | 4.169% | 4.25%* | Call 800.296.4644 to get started. |
$500.00 | 12 Months | 3.928% | 4.00%* | Call 800.296.4644 to get started. |
$500.00 | 15 Months | 3.445% | 3.50%* | Call 800.296.4644 to get started. |
$500.00 | 18 Months | 3.203% | 3.25%* | Call 800.296.4644 to get started. |
$500.00 | 24 Months | 2.960% | 3.00%* | Call 800.296.4644 to get started. |
$500.00 | 36 Months | 2.325% | 2.35%* | Call 800.296.4644 to get started. |
$500.00 | 48 Months | 2.423% | 2.45%* | Call 800.296.4644 to get started. |
$500.00 | 60 Months | 2.472% | 2.50%* | Call 800.296.4644 to get started. |
*Rates shown are Annual Percentage Yields (APY), accurate as of 09/24/2024, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change monthly as determined by the Board of Directors. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
Business Secondary Savings Rates
MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
---|---|---|---|
$50.00 | 0.250% | 0.25% | Call 800.296.4644 to get started. |
Personal Loan Rates
Personal Loan Rates
Rates Starting At: | ||
---|---|---|
Personal Loan | 10.74% APR** | Apply Now |
Personal Line of Credit | 11.99% APR** | Apply Now |
Energy Efficiency Loan | 9.24% APR** | Apply Now |
*Rates shown are Annual Percentage Rate (APR), accurate as of 03/01/24 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 11.99% APR less .75% = 11.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership. Terms and conditions apply. Loan is subject to approval.
**Rates shown are Annual Percentage Rate (APR), accurate as of 03/01/24 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 11.99% APR less .75% = 11.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on credit worthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Refinances of existing Service CU personal loans require a minimum of $1,000 in new funds to be borrowed. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.
Vehicle Loan Rates
Rates Starting At: | ||
---|---|---|
Automobiles | 5.49% APR* | Apply for a vehicle loan Now |
Motorcycles | 8.24% APR* | Apply for a vehicle loan Now |
Scooters | 8.84% APR* | Apply for a vehicle loan Now |
ATVs, Personal Water Vehicles, Snowmobiles | 8.84% APR* | Apply for a vehicle loan Now |
UTVs | 8.84% APR* | Apply for a vehicle loan Now |
RVs/Campers | 10.24% APR* | Apply for a vehicle loan Now |
Boats | 10.24% APR* | Apply for a vehicle loan Now |
*Rates shown are Annual Percentage Rate (APR), accurate as of 09/24/2024 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 6.24% APR less .75% = 5.49%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
Credit Card Rates
Visa® Credit Card Rates
CREDIT CARDS: | RATES STARTING AT: | |
---|---|---|
Visa® Everyday Card | 12.90% - 18.00% APR* | Apply Now |
Visa® Signature Everyday Elite Card | 18.00% APR* | Apply Now |
Visa® Everyday Starter Card | 18.00% APR* | Apply Now |
* Annual Percentage Rates (APR) range from 12.90% to 18.00%; accurate as of 10/07/2024 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. The card replacement fee is $9. There is a document copy fee of $15.
Mortgage/Home Equity Rates
The displayed rates for conventional loans assume a loan amount of $250,000 for a single-family, owner-occupied purchase transaction with a down payment of 40% and a credit score of 740 or higher. VA rates assume a loan amount of $250,000 and no down payment. Conventional jumbo loans assume a loan amount of $726,200 and a 40% down payment. VA jumbo assumes a loan amount of $726,200 with no down payment. Payment examples can be obtained by clicking the calculate payments button above and do not include taxes or insurance premiums. Payment obligation will be higher. Appraisal rebate of up to $695 will be applied for purchase loans only. A purchase loan is the financing connected to the purchase of a property involving the transfer of title from seller(s) to buyer(s). Applicant(s) will be required to pay estimated cost of the appraisal up front. Rebate will be applied as a credit at closing towards the total amount paid for the appraisal associated. Credit will not exceed amount paid and cannot be transferred or exchanged for cash equivalent. Subject to change or be discontinued at any time.
Exchange Rates
Exchange Rates
Stay informed on the current exchange rates for foreign currency instruments offered at our Overseas Branch locations and through our International Bill Pay service. Exchange rates are subject to change without notice; they are normally updated as of 4pm CET on regular business days.
Last updated: 10/11/2024
Currency | Accomodation Rate (Sale to Members): $1= | Change in Accomodation Rate | Reconversion Rate (Bought from Members): $1= | Valid From |
---|---|---|---|---|
Euro* (EUR) | 0.8915 | Increased | 0.9373 | 10/12/2024 |
Bulgarian Lev (BGN) | 1.7000 | Increased | 10/12/2024 | |
Czech Koruna* (CZK) | 22.0163 | Increased | 10/12/2024 | |
Danish Krone (DKK) | 6.4848 | Increased | 10/12/2024 | |
British Pound* (GBP) | 0.7276 | Increased | 10/12/2024 | |
Polish Zloty* (PLN) | 3.7343 | Decreased | 10/12/2024 | |
Romanian Leu* (RON) | 4.3246 | Increased | 10/12/2024 | |
Swedish Krona* (SEK) | 9.8940 | Increased | 10/12/2024 | |
Swiss Franc* (CHF) | 0.8149 | Decreased | 10/12/2024 | |
Norwegian Krone* (NOK) | 10.2140 | Decreased | 10/12/2024 | |
Australian Dollar* (AUD) | 1.4109 | Decreased | 10/12/2024 | |
Canadian Dollar* (CAD) | 1.3087 | Increased | 10/12/2024 | |
Hong Kong Dollar (HKD) | 7.3930 | Increased | 10/12/2024 | |
Israeli New Shekel (ILS) | 3.5835 | Increased | 10/12/2024 | |
New Zealand Dollar (NZD) | 1.5597 | Decreased | 10/12/2024 | |
Singapore Dollar (SGD) | 1.2419 | Decreased | 10/12/2024 | |
South African Rand (ZAR) | 16.5897 | Decreased | 10/12/2024 |