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Checking

Rates accurate as of July 16, 2019.

Five Star Checking Rates

MINIMUM DAILY AVERAGE BALANCE TO OBTAIN APY DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$1,500.00Tier 10.050%0.05%Open Now
$2,500.00Tier 20.050%0.05%Open Now
$5,000.00Tier 30.100%0.10%Open Now

Savings

Rates accurate as of July 16, 2019.

Share Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$5.00To Open An AccountOpen Now
$50.00Tier 10.200%0.20%Open Now
$5,000.00Tier 20.250%0.25%Open Now

Youth Club Program Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$5.00To Open An AccountOpen Now
$50.00Tier 10.200%0.20%Open Now
$5,000.00Tier 20.250%0.25%Open Now

Senior Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.946%0.95%Open Now
$2,500.00Tier 20.995%1.00%Open Now

For the Senior Program, members must be 62 years of age or older and maintain direct deposit of entire net pay, including social security and retirement checks, into a Service Credit Union checking or savings account to qualify.

Holiday Club Rates

MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.01 to $3,000.00Tier 12.960%3.000%Open Now
$3,000.01 and aboveTier 20.250%0.250%Open Now

Share & IRA Certificate Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
TERMDIVIDEND RATEANNUAL PERCENTAGE YIELD 
$1,000.003 Months0.747%0.75%*Open Now
$1,000.006 Months1.490%1.50%*Open Now
$1,000.009 Months1.982%2.00%*
Open Now
$1,000.001 Year2.129%2.15%*Open Now
$1,000.0015 Months2.276%2.30%*Open Now
$1,000.0018 Months2.423%2.45%*Open Now
$1,000.002 Year2.570%2.60%*Open Now
$1,000.003 Year2.618%2.65%*Open Now
$1,000.004 Year2.667%2.70%*Open Now
$1,000.005 Year2.716%2.75%*Open Now

*The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the principal balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement and Fee Schedule for additional disclosures.

Rates shown are Annual Percentage Yield (APY), and are subject to change without notice. Penalty for early withdrawal.

Senior Certificate Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
TERMDIVIDEND RATEANNUAL PERCENTAGE YIELD 
$250.006 Months1.736%1.75%Open Now

For the Senior Program, members must be 62 years of age or older and maintain direct deposit of entire net pay, including social security and retirement checks, into a Service Credit Union checking or savings account to qualify.

The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the principal balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement and Fee Schedule for additional disclosures.

Rate shown is Annual Percentage Yield (APY), and subject to change without notice. Penalty for early withdrawal.

Money Market Account Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$2,500.00Tier 10.747%0.75%Open Now
$25,000.00Tier 20.995%1.00%Open Now
$100,000.00Tier 31.243%1.25%Open Now

STAR Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.946%0.95%Open Now
$2,500.00Tier 20.995%1.00%Open Now

The STAR Program is available to qualified members whose military base pay does not exceed $2,872 per month or whose civilian pay does not exceed $51,600 per year.

Warrior Savings Rates

MINIMUM AVERAGE DAILY BALANCE TO OBTAIN APY DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00 Tier 19.569%10.000%Open Now
$10,000.00 Tier 20.000%0.000%Open Now

Warriors are defined as members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops are in imminent danger of enemy attack (PCS does not qualify).

Veteran Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.797%0.80%Open Now
$2,500.00Tier 20.847%0.85%Open Now

For the Veterans Program, members must have served in the military or currently working or have worked for the DoD (both regardless of length of service) to qualify.

STAR Certificate Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
TERMDIVIDEND RATEANNUAL PERCENTAGE YIELD 
$250.006 Months1.736%1.75%Open Now

The STAR Program is available to qualified members whose military base pay does not exceed $2,872 per month or whose civilian pay does not exceed $51,600 per year.

The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the principal balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement and Fee Schedule for additional disclosures.

Rate shown is Annual Percentage Yield (APY), and subject to change without notice. Penalty for early withdrawal.

 

Warrior Certificate Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
TERMDIVIDEND RATEANNUAL PERCENTAGE YIELD 
$250.006 Months1.982%2.00%Open Now

Warriors are defined as members who are assigned to or who have returned in the past 120 days from peacekeeping operations, hostile environments, or combat/war zone areas where our troops are in imminent danger of enemy attack (PCS does not qualify) or service members decorated with the Purple Heart, Bronze Star, or a higher combat-related award and military members currently on active, Reserve, and Guard duty. Warrior Rewards benefits are extended indefinitely to active, Reserve and Guard duty as well as retired military and DoD Civilians, both with 20 or more years of service.

The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the principal balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement and Fee Schedule for additional disclosures.

Rate shown is Annual Percentage Yield (APY), and subject to change without notice. Penalty for early withdrawal.

Veteran Certificate Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
TERMDIVIDEND RATEANNUAL PERCENTAGE YIELD 
$250.006 Months1.736%1.75%Open Now

For the Veterans Program, members must have served in the military or currently working or have worked for the DoD (both regardless of length of service) to qualify.

The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the principal balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement and Fee Schedule for additional disclosures.

Rate shown is Annual Percentage Yield (APY), and subject to change without notice. Penalty for early withdrawal.

Select Employer Group (SEG) Savings Rates

MINIMUM AVERAGE DAILY
BALANCE TO OBTAIN APY
 DIVIDEND RATEANNUAL PERCENTAGE YIELD 
$0.00Tier 10.797%0.80%Open Now
$2,500.00Tier 20.847%0.85%Open Now

The SEG program is available for employees of Select Employer Groups.

The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the principal balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement and Fee Schedule for additional disclosures.

Rate shown is Annual Percentage Yield (APY), and subject to change without notice. Penalty for early withdrawal.

Business & Commercial Banking

Rates accurate as of July 16, 2019.

Business Savings Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$50.00MO0.200%0.20%Call 800.296.4644 to get started.
$5,000.00MO0.250%0.25%Call 800.296.4644 to get started.

BusinessPlus Checking Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$10,000.00MO0.349%0.35%Call 800.296.4644 to get started.
$25,000.00MO0.399%0.40%Call 800.296.4644 to get started.

Business Money Market Account Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$2,500.00MO0.747%0.75%Call 800.296.4644 to get started.
$25,000.00MO0.995%1.00%Call 800.296.4644 to get started.
$100,000.00MO1.243%1.25%Call 800.296.4644 to get started.

Business Share Certificate Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$1,000.003 MO0.747%0.75%Call 800.296.4644 to get started.
$1,000.006 MO1.490%1.50%Call 800.296.4644 to get started.
$1,000.009 MO1.982%2.00%Call 800.296.4644 to get started.
$1,000.001 YR2.129%2.15%Call 800.296.4644 to get started.
$1,000.0015 MO2.276%2.30%Call 800.296.4644 to get started.
$1,000.0018 MO2.423%2.45%Call 800.296.4644 to get started.
$1,000.002 YR2.570%2.60%Call 800.296.4644 to get started.
$1,000.003 YR2.618%2.65%Call 800.296.4644 to get started.
$1,000.004 YR2.667%2.70%Call 800.296.4644 to get started.
$1,000.005 YR2.716%2.75%Call 800.296.4644 to get started.

The Annual Percentage Yield (APY) is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. If the principal balance of your certificate increases, thereby qualifying for a higher dividend rate, we must be notified prior to the renewal date. Our certificate program will not make this adjustment automatically. Other accounts are variable rate accounts. The dividend rate and APY may change every month, as determined by the Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Refer to your Account Agreement and Disclosure Statement and Fee Schedule for additional disclosures.

Rates shown are Annual Percentage Yield (APY), and are subject to change without notice. Penalty for early withdrawal.

Business Secondary Savings Rates

MINIMUM AVERAGE
DAILY BALANCE TO
OBTAIN APY
TERMDIVIDEND
RATE
ANNUAL PERCENTAGE
YIELD
 
$50.00MO0.200%0.20%Call 800.296.4644 to get started.
$5,000.00MO0.250%0.25%Call 800.296.4644 to get started.

Personal Loans

Rates accurate as of July 16, 2019.

Personal Loan Rates

 Rates Starting At: 
Personal Loan8.99% APROpen Now
Personal Line of Credit9.74% APROpen Now
Energy Efficiency Loan8.99% APROpen Now

Rates shown are Annual Percentage Rate (APR), and are subject to change without notice. Rates advertised with a .25% reduction. The .25% reduction is available for direct deposit of entire net pay and automatic payment (example: 9.24% APR less .25% = 8.99%). Loan approval and APR subject to credit worthiness. Direct deposit of entire net pay (not allotment) and automatic payment must be maintained. Floor rate may apply. The personal loan rate does not apply to the refinancing of existing SCU loans. An additional .50% APR reduction is available for active military direct deposit of entire net pay and automatic payment.

Members who qualify for the Senior, STAR, Veteran, SEG and Warrior programs may receive additional rate discounts!

Vehicle Loans

Rates accurate as of July 16, 2019.
 Rates Starting At: 
Automobiles3.49% APROpen Now
Motorcycles3.74% APROpen Now
Scooters3.84% APROpen Now
RVs/Campers4.74% APROpen Now
Boats4.74% APROpen Now
ATVs, Personal Water Vehicles, Snowmobiles3.84% APROpen Now
UTVs3.84% APROpen Now

Rates shown are Annual Percentage Rate (APR) and are subject to change without notice. Rates advertised with a .25% reduction. The .25% reduction is available for direct deposit of entire net pay and automatic payment (example: 3.74% APR less .25% = 3.49%). Loan approval and APR subject to credit worthiness. Direct deposit of entire net pay (not allotment) and automatic payment must be maintained. Floor rate may apply. An additional .50% APR reduction is available for active military direct deposit of entire net pay and automatic payment.

Members who qualify for the Senior, STAR, Veteran, SEG and Warrior programs may receive additional rate discounts!

Credit Cards

Rates accurate as of July 16, 2019.

Visa® Credit Card Rates

 Rates Starting At: 
Visa® Credit Card10.99% APROpen Now

Rate shown is Annual Percentage Rate (APR), and is subject to change without notice. Rates advertised with a .25% reduction. The .25% reduction is available for direct deposit of entire net pay and automatic payment (example: 11.24% APR less .25% = 10.99%). Loan approval and APR subject to credit worthiness. Direct deposit of entire net pay (not allotment) and automatic payment must be maintained. Floor rate may apply. An additional .50% APR reduction is available for active military direct deposit of entire net pay and automatic payment.

Members who qualify for the Senior, STAR, Veteran, SEG and Warrior programs may receive additional rate discounts!

Mortgages

Rates accurate as of July 16, 2019.

Home Equity

Rates accurate as of July 16, 2019.

Exchange Rates

Rates accurate as of July 16, 2019.

Exchange Rates

Change Currency Accomodation Rate Change in Accomodation Rate Reconversion Rate Date Date End
up Euro (EUR) $1 = 0.8694 + 0.0006 $1 = 0.9140 07/19/2019 07/19/2019
down Australian Dollar (AUD) $1 = 1.3515 – 0.0046 07/19/2019 07/19/2019
down British Pound (GBP) $1 = 0.7617 – 0.0036 07/19/2019 07/19/2019
up Canadian Dollar (CAD) $1 = 1.2419 + 0.0006 07/19/2019 07/19/2019
none Czech Republic Koruna (CZK) $1 = 21.6920 0.0000 07/19/2019 07/19/2019
up Norwegian Krone (NOK) $1 = 8.1766 + 0.0266 07/19/2019 07/19/2019
down Polish Zloty (PLN) $1 = 3.6114 – 0.0013 07/19/2019 07/19/2019
down Swedish Krona (SEK) $1 = 8.9047 – 0.0080 07/19/2019 07/19/2019
down Swiss Franc (CHF) $1 = 0.9379 – 0.0019 07/19/2019 07/19/2019
up Romanian Leu (RON) $1 = 4.0112 + 0.0016 07/19/2019 07/19/2019

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The Euro rate listed is the Official Military Exchange Rate.

These rates do not apply to the stateside Foreign Currency Banknote service.