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Vehicle Loans

Most people need a car—yet most don’t like the process of buying one. At Service Credit Union, we take away the stress of financing a new or used car with the most competitive rates out there. In fact, if you find a better auto loan rate than ours, we’ll pay you $100*. And with our Indirect Lending program, you can arrange your loan straight from the dealer.

Credit Card

Credit Cards

Credit cards offer more financial flexibility than debit cards, along with valuable benefits. Some earn reward points, while others provide cash back or cover extended warranties on your purchases.

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Personal Loans

Personal loans are just that—personalized for your needs. They’re unsecured (not protected by a guarantor, or collateralized by a lien on specific assets of the borrower) and have flexible terms and repayment plans.


From your first home to a jumbo loan, we have you covered

Home Equity Loans

Home equity loans are secured against value that you’ve built up in your home—meaning your down payment, what you’ve paid toward principal in your monthly mortgage payments and home appreciation. They typically come with lower interest rates than unsecured loans.

Business & Commercial Loans

Service Credit Union is passionate about helping businesses in our community. We can provide the capital you need to grow your existing business, build or develop a new business, or buy vehicles or equipment, and we can even advise on applying for government-backed Small Business Administration (SBA) loans.

Military Loans

If you’re a veteran or currently serving in the Armed Forces, you may qualify for discounted consumer loan rates at Service Credit Union, such as personal, auto and motorcycle loans. We honor our members who serve their country with a choice of exclusive personal loan benefits: Some provide a discount for military personnel who earn moderate incomes; others offer even more savings for active duty personnel in combat zones. In addition, veterans of any age are also eligible for discounted loan rates.

Share Secure Loans

It’s hard to get a job without experience—but how can you get experience without working at a job? The same Catch-22 occurs when you’re trying to establish credit—most lenders want to get a look at your existing credit record before they decide to give you access to their funds. Fortunately, share secured loans may help you out of this bind.

Student Loans

The Smart Option Student Loan® for Service Credit Union is offered by Sallie Mae®. These private loans, for students at degree-granting institutions, have no origination fee or prepayment penalty. They can be fixed rate or variable rate. You can defer repayment until after you graduate or make small payments while you’re still in school.