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Grow Your Company With an SBA-Guaranteed Loan

Service Credit Union’s S.E.R.V. (SBA Express Reserved for Veterans) loan is a special program designed to help veteran-owned small businesses get the funding they need to grow their businesses. S.E.R.V. loans are backed by the Small Business Administration (SBA) and offer a number of benefits, including:

  • Loan amounts up to $20,000
  • A fixed rate with a 3-year repayment period 
  • Zero upfront guaranty fee
  • 50% SBA Express guaranty
  • Simple application process
  • Flexible terms 
  • No origination fees 
  • No annual fees
  • No prepayment penalties

S.E.R.V. is available to veteran-owned businesses registered in New England and in good standing, including startups. If your business is under two years old, before applying, you’ll need to complete the SBA’s free Boots to Business program, an entrepreneurial education and training program offered as part of the Department of Defense’s Transition Assistance Program (TAP). B2B provides participants with an overview of business ownership and is open to transitioning service members (including National Guard and Reserve) and their spouses.

Are You Ready to Apply?

Step 1:

⬜ Complete the Application Here: Small Business Loan Application

⬜ Include verification of military service/affiliation*

Step 2:

If your business is less than 2 years old, please include the following with your application package: 

⬜ Verification of Boots to Business completion (More Info)

Projections for 2 years demonstrating satisfactory cash flow coverage (Sample Here)

Step 3:

⬜ Email your application package to

We will review your application package and provide the SBA Form 1919 via DocuSign for completion.  If approved, opening of a Service Credit Union business account will be required prior to closing and funding. 


2022 SBA Credit Union of the Year 

2022 Financial Services Business of the Year  – Business NH Magazine  

Bond Deal of the Year Award – 2022 Granite State Awards 

*Small businesses must be owned and controlled (51%+) by one or more of the following groups: veteran, active-duty military in TAP, reservist or National Guard members, or a spouse of any of these groups, or a widowed spouse of a service member or veteran who died during service, or a service-connected disability.