Savings Accounts
Building Your Nest Egg, From Youth to RetirementTraditional savings—and more
Saving money is sometimes called “paying yourself first.” It means putting future goals ahead of short-term wants, then watching your money grow over time.
No doubt about it: Saving takes discipline, and it all starts with the right plan. At Service Credit Union, we make saving second nature with a range of account options.

Youth Club Program
Learning to save is a lifelong habit, starting with a kid’s first allowance. We make saving fun in our Youth Club Program, which offers dividends with a minimum average daily balance of $50 or more and even cash prizes for regular young savers.
Visit your local branch to open an account or call us toll-free at 1-800-936-7730 (U.S.) or 00800-4728-2000 (Int’l).

Military Savings
If you’re a veteran or currently serving in the Armed Forces, you may qualify for exclusive savings benefits at Service Credit Union. We honor our members who serve with a choice of savings plans that pay higher dividend rates than regular accounts.

Holiday Club Account
The holiday season always seems to come up fast! Smart shoppers plan ahead by setting aside regular contributions to a special higher-dividend savings account. It’s a painless way to make sure you have your gift list covered.

Certificates
A certificate is a savings account where you set aside money for a period of time, from six months to five years. In return, you earn more dividends than you can with regular savings.

Money Market Accounts
A money market account is a great place to put your savings when your balance grows larger than $2,500. Why? Because a money market account pays higher dividends than regular savings accounts—and you get checks for the account.

Trust Accounts
Trust accounts are like savings accounts, but the money you (as the trustee) deposit is managed for the benefit of someone else (the beneficiary). You can use trust accounts to help with your estate planning, or to set money aside for a specific purpose or person. We offer informal and formal trusts.
Learn why and how to save for emergency expenses

It’s important to make sure you’re prepared for unexpected situations. Learn more about how you can build a savings account dedicated to dealing with emergency circumstances, such as injuries, illnesses, or repairs for cars and appliances.
Take this lesson to learn more about:
- What types of emergencies you might need to save for
- How to develop a savings strategy
- Resources to help you in your planning