Business Savings
Commercial Savings Designed for YouFour ways to save for your business goals
We offer businesses four ways to save cash for future goals, whether that means expansion, new equipment or even S-Corp profits. Our Business Savings account has no monthly fees and pays competitive dividend rates. With a Business Secondary Savings account you can manage different savings goals separately, while enjoying the same rates. Both accounts offer convenient online banking and remote deposits.
For even better dividend rates and the same easy access to funds, consider a Business Money Market. Or if you don’t need immediate access to your funds, earn even more on long-term savings with Service Credit Union certificates.
Ready to apply? To get started, use our easy online application portal. Have questions before applying? Call us at 800.296.4644 or email us at BusinessServices@servicecu.org
If you’d prefer to apply in person, you can download our business application here. Then print it out and bring it to your local branch with your required business account documents.
Business Savings
Earn dividends with no monthly fees. We offer competitive dividend rates and economical ways for your business to save. Enjoy great savings rates, online banking and remote deposits, saving your business time and money.
Business Money Market
With our Money Market, you can earn a higher dividend rate while making sure that funds are accessible when you need them.
Business Certificates
For your long-term savings needs, Service Credit Union certificates are a relatively safe way to earn higher dividends with a locked in term.
Business Secondary Savings
Our Business Secondary Savings account gives you another place to save. You can customize the name of each account to help better organize your business’ finances, all while earning the same dividends and enjoying the same features offered by our Business Savings account.
Business Savings Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|
| $50.00 | 0.250% | 0.25% | Call 800.296.4644 to get started. |
Rates shown are Annual Percentage Yield (APY), accurate as of 06/01/24 and subject to change without notice.
Business Money Market Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|
| $2,500.00 | 0.549% | 0.55% | Call 800.296.4644 to get started. |
| $25,000.00 | 0.698% | 0.70% | Call 800.296.4644 to get started. |
| $100,000.00 | 1.687% | 1.70% | Call 800.296.4644 to get started. |
| $250,000.00 | 2.716% | 2.75% | Call 800.296.4644 to get started. |
* Rates shown are Annual Percentage Yield (APY), accurate as of 10/01/24 and subject to change without notice. Fees may reduce earnings on the account.
Business Share Certificate Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | TERM | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|---|
| $500.00 | 3 Months | 3.928% | 4.00%* | Call 800.296.4644 to get started. |
| $500.00 | 6 Months | 4.410% | 4.50%* | Call 800.296.4644 to get started. |
| $500.00 | 9 Months | 4.169% | 4.25%* | Call 800.296.4644 to get started. |
| $500.00 | 12 Months | 3.928% | 4.00%* | Call 800.296.4644 to get started. |
| $500.00 | 15 Months | 3.445% | 3.50%* | Call 800.296.4644 to get started. |
| $500.00 | 18 Months | 3.203% | 3.25%* | Call 800.296.4644 to get started. |
| $500.00 | 24 Months | 2.960% | 3.00%* | Call 800.296.4644 to get started. |
| $500.00 | 36 Months | 2.325% | 2.35%* | Call 800.296.4644 to get started. |
| $500.00 | 48 Months | 2.423% | 2.45%* | Call 800.296.4644 to get started. |
| $500.00 | 60 Months | 2.472% | 2.50%* | Call 800.296.4644 to get started. |
*Rates shown are Annual Percentage Yield (APY), accurate as of 12/03/24, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Dividend rates and APYs are subject to change on the 1st and 16th of every month, as determined by the Board of Directors. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
Business Secondary Savings Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|
| $50.00 | 0.250% | 0.25% | Call 800.296.4644 to get started. |
Rates shown are Annual Percentage Yield (APY), accurate as 06/01/24 and subject to change without notice.