Business Savings
Commercial Savings Designed for YouFour ways to save for your business goals
We offer businesses four ways to save cash for future goals, whether that means expansion, new equipment or even S-Corp profits. Our Business Savings account has no monthly fees and pays competitive dividend rates. With a Business Secondary Savings account you can manage different savings goals separately, while enjoying the same rates. Both accounts offer convenient online banking and remote deposits.
For even better dividend rates and the same easy access to funds, consider a Business Money Market. Or if you don’t need immediate access to your funds, earn even more on long-term savings with Service Credit Union certificates.
To get started, call us at 800.296.4644, email us at businessservices@servicecu.org or complete the form below.
Business Savings
Earn dividends with no monthly fees. We offer competitive dividend rates and economical ways for your business to save. Enjoy tiered savings rates, online banking and remote deposits, saving your business time and money.
Business Money Market
With our Money Market, you can earn a higher dividend rate while making sure that funds are accessible when you need them.
Business Certificates
For your long-term savings needs, Service Credit Union certificates are a relatively safe way to earn higher dividends with a locked in term.
Business Secondary Savings
Our Business Secondary Savings account gives you another place to save. You can customize the name of each account to help better organize your business’ finances, all while earning the same dividends and enjoying the same features offered by our Business Savings account.
IOLTA
Interest on Lawyer’s Trust Accounts (IOLTAs) are offered to attorneys and firms managing client fund trust accounts. Service Credit Union is recognized by the NH Bar Foundation as a Leadership Level partner for these accounts which exceed the institution’s standard account rate and waive routine service charges. The dividends earned on these accounts are remitted to the New Hampshire Bar Foundation on a monthly basis. These earnings help provide free or low-cost legal services to vulnerable NH citizens, demonstrating a true commitment to community-based banking.
Business Savings Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | TERM | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|---|
| $50.00 | MO | 0.250% | 0.25% | Call 800.296.4644 to get started. |
Rates shown are Annual Percentage Yield (APY), accurate as of 01/19/23 and subject to change without notice.
Business Money Market Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | TERM | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|---|
| $2,500.00 | MO | 0.549% | 0.55% | Call 800.296.4644 to get started. |
| $25,000.00 | MO | 0.698% | 0.70% | Call 800.296.4644 to get started. |
| $100,000.00 | MO | 1.687% | 1.70% | Call 800.296.4644 to get started. |
Rates shown are Annual Percentage Yield (APY), accurate as of 01/19/23 and subject to change without notice.
Business Share Certificate Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | TERM | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|---|
| $500.00 | 3 Months | 0.797% | 0.80% | Call 800.296.4644 to get started. |
| $500.00 | 6 Months | 2.960% | 3.00% | Call 800.296.4644 to get started. |
| $500.00 | 9 Months | 3.105% | 3.15% | Call 800.296.4644 to get started. |
| $500.00 | 12 Months | 4.025% | 4.10% | Call 800.296.4644 to get started. |
| $500.00 | 15 Months | 4.314% | 4.40% | Call 800.296.4644 to get started. |
| $500.00 | 18 Months | 4.362% | 4.45% | Call 800.296.4644 to get started. |
| $500.00 | 24 Months | 4.410% | 4.50% | Call 800.296.4644 to get started. |
| $500.00 | 36 Months | 3.300% | 3.35% | Call 800.296.4644 to get started. |
| $500.00 | 48 Months | 3.397% | 3.45% | Call 800.296.4644 to get started. |
| $500.00 | 60 Months | 3.445% | 3.50% | Call 800.296.4644 to get started. |
Rate shown is Annual Percentage Yield (APY), accurate as of 01/30/23, and subject to change without notice. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change on the 1st and 16th of every month, as determined by the Board of Directors.
Business Secondary Savings Rates
| MINIMUM DAILY BALANCE TO OBTAIN APY | TERM | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
|---|---|---|---|---|
| $50.00 | MO | 0.250% | 0.25% | Call 800.296.4644 to get started. |
Rates shown are Annual Percentage Yield (APY), accurate as 01/19/23 and subject to change without notice.
Contact Us
Thank you. Your submission has been received.