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Looking for a Simple Card to Help Establish Your Credit?

Everyday Credit Card

With a limit of up to $10,000, no annual fee and no hidden APR increases* for late payments, there are no surprises with the Everyday card. We also offer an Everyday Share Secured card, which means your card is backed up by money in your savings.

Click here to view the Visa credit card agreement.

Rates and Fees


Purchase & Balance Transfer Variable APR between
8.15% – 16.15% APR*

Terms and Conditions


No Annual Fee*
No Foreign Transaction Fees*
No Hidden APR Increases for Late Payment*

Tap to Pay with Visa’s Contactless Card

Visa Contactless Card

Take Advantage of Visa’s Signature Benefits

Travel & Emergency Assistance Services – Get access to highly skilled experts who are fluent in English while traveling. As a cardholder, you will be connected to the right resources to help resolve a wide variety of travel emergencies. This program provides assistance only. You are still responsible for the cost of any services received. For example, this service could help you receive a referral to a medical provider, but you would be responsible for paying the doctor for any services delivered.

Emergency Card Replacement – If your card is lost or stolen, VISA will block your card (if the card number is known) and connect you with Service CU to get an emergency card replacement within one to three business days.*

*Annual Percentage Rates (APR) range from 8.15% to 16.15%; accurate as of 10/16/2020 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. $20, or the amount of the required minimum payment, whichever is less, will be assessed for a returned payment fee. The card replacement fee is $9.00.  Should you request a rushed or emergency card replacement, a fee of $40.00 shall be assessed. There is a document copy fee of $15.00.