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Here for You

No matter where life takes you, we’re here with the products you need for a brighter financial future.

At Service Credit Union, our members are actually part owners. This means, what’s important to you is important to us. Thanks to our low loan rates, high savings rates and ATM and ISA fee reimbursements, our members can save more.

Apply using the button below to open an Everyday Checking account and complete the following within 60 days to earn $1001:

  • Open a checking account
  • Set up a monthly recurring direct deposit of at least $300 for at least two consecutive months1
  • Enroll in eCommunications
  • Keep the account open for at least 60 days

You can also call us at 800-936-7730, or visit a branch near you and show them the email or postcard you received with this offer.

Benefits of Everyday Checking With Direct Deposit+:

  • Get paid up to two days early2
  • .75% APR3 loan discounts on auto, personal, motorcycles and more
  • Up to $30 a month in ATM surcharge and foreign transaction fee rebates4
  • Rewards on purchases made with your debit card5
  • Ease of online banking with mobile bill pay and remote check deposit6

1Must be a member of Service CU with at least $5 in a Primary Savings account and open a new Everyday or Dividend Checking account. To qualify for the $100 bonus, member must mention this offer at account opening or open account through the associated webpage, enroll in eCommunications and establish a reoccurring direct deposit of at least $300 per month for a minimum of two months. A qualifying direct deposit includes but is not limited to payroll deposits, social security deposits, retirement payments, and other sources of income. All criteria must be met within 60 days of account opening. Account must remain open for a minimum of 60 days. The $100 bonus will be deposited to the Primary Savings account within 90 days of account opening and criteria being met. Dividend Checking has a variable Annual Percentage Yield (APY) of 0.15% accurate as of 8/16/2023; no minimum balance required to earn APY. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, we may not credit the bonus to, we may freeze the bonus to, or we may take away bonus from your account. The credit union will issue a 1099-INT for tax purposes. This promotion is exclusively for members that do not currently, or have not previously, held any consumer checking account product with Service CU within the past 12 months. Offer valid through 12/31/2023 and subject to change or be discontinued without notice. 

2Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early. 

3Loan Discounts do not apply to real estate, lines of credit, business loans, certificate or share secured consumer loans, or VISA loans. Discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Discount conditions will be set forth in your loan contract. Floor rate may apply. 

4ATM surcharge fees and foreign transaction fees will be rebated up to $15 a month for the Direct Deposit Checking Account tier and up to $30 a month for the Direct Deposit+ Checking Account tier. Excludes Basic Checking Account tier. Rebates will be applied to account on the first business day of the following monthly cycle that the rebate eligibility requirements were met. ATM surcharge fee rebates would apply to fees imposed by non-network ATM owners/operators. 

5To earn rewards on debit card purchases, member must be eligible for and enroll in Service CU online banking, then join Purchase Rewards and activate the applicable offer before the eligible transaction occurs. Cash back rewards will automatically be applied to your checking account 30-45 days after the offer is redeemed. See Purchase Rewards Terms and Conditions for important details.

6Must be at least 18 years old to deposit checks remotely. Members between the ages of 13 and 17 years old must have a parent/legal guardian accept the terms and conditions. Standard funds availability policy and other restrictions apply. Please see terms of use agreement for additional details. Checks deposited in real time are subject to Service CU discretion.