"A+ all around!
New member here, and so far I am VERY impressed with the service. Every other business and service should take notes on how you all do business."
Pete
Apply for a Credit Card Built Around You
No annual fees*, no foreign transaction fees*, no hidden charges.
Just a credit card built for members, not profit.
Just a credit card built for members, not profit.
11.65% APR*
$0
$0
Hands down the best credit union I’ve ever worked with. Quick, helpful, and always on my side.
Mike, Salem, NH
Without a doubt, the best financial decision that I ever made was to close my other bank accounts and go to Service Credit Union. They never cease to amaze me with their customer service, quick response and a variety of products to meet my needs. I have yet to find a reason to go anywhere else.
Larry P
Can I use my card internationally?
Yes, with no foreign transaction fees* on any Service Credit Union credit card.
What are the interest rates?
Rates start at 11.65% APR* on the Visa Everyday Card. All rates are capped at 18.00% APR* and based on creditworthiness.
Are there any annual fees?
No, none of our credit cards charge annual fees.*
Which card should I apply for?
The Visa Everyday Card is great for building credit. The Visa Signature Everyday Elite is best for rewards.
The Visa Everyday Starter is ideal for first-time cardholders.
The Visa Everyday Starter is ideal for first-time cardholders.
How do I apply for a credit card?
Apply online in minutes. You must be a Service Credit Union member, but if you're not, joining is quick and easy.
*Annual Percentage Rates (APR) range from 11.65% to 18.00%; accurate as of 01/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
**Must be a member of Service CU or eligible for membership with at least $5 in a Primary Savings account and a new Visa Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required purchase dollar amount. You must register for uChoose Rewards to redeem and use the points. Promotion subject to change or be canceled at any time without notice.
Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
**Must be a member of Service CU or eligible for membership with at least $5 in a Primary Savings account and a new Visa Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required purchase dollar amount. You must register for uChoose Rewards to redeem and use the points. Promotion subject to change or be canceled at any time without notice.
Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.