Road Through New England During Fall

Auto Loans Rates as Low as 4.24% APR*

Check your rate below for a personalized rate estimate with no impact to your credit score.
Check Your Rate

Why Choose an Auto Loan
From Service Credit Union?

Whether you’re buying your first car, upgrading to something new, or refinancing your current vehicle, We make it easy to get moving with fast approvals, flexible terms, and the personalized service you deserve.

Fast Approvals

Fast Approvals

Get on the road sooner with our streamlined application process.
Flexible Terms

Flexible Terms

Loan terms that work with your life.
Competitive Rates

Competitive Rates

Low rates on new and used vehicles to help keep your payments down.
Refinancing Options

Refinancing Options

Already have an auto loan? We may be able to help lower your rate or payment.
Check Your Rate

Auto Loan Rates

Check Your Rate
Vehicle Type Rates Starting At:
Automobiles 4.24% APR*
External Auto Loan Refinance 3.99% APR**
Motorcyles 8.24% APR*
Vehicle Type
Automobiles
Rates Starting At:
4.24% APR*
External Auto Loan Refinance
Rates Starting At:
3.99% APR**
Motorcyles
Rates Starting At:
8.24% APR*

Kathleen, NH

"Applying for my car loan went very smoothly, I was impressed with your service!"
"Applying for my car loan went very smoothly, I was impressed with your service!"

Kathleen, NH
Woman driving new car

Get Pre-Approved and Shop With Confidence

Know your buying power before you step foot on the lot. Getting pre-approved gives you a budget, an edge, and the confidence to find the right ride without the guesswork.
Check Your Rate
*Rates shown are Annual Percentage Rate (APR), accurate as of 03/10/2026 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 4.99 %APR less .75% = 4.24%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The loan type, collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. New and Used auto rates are the same for vehicles that are up to 3 model years old (including current model year). Used vehicles in excess of 3 model years are subject to different rates than new vehicles.

**Rates shown are Annual Percentage Rate (APR), accurate as of February 2, 2026, and subject to change without notice. Rates advertised for external refinances only. Rate advertised with a .75% reduction  for the Direct Deposit+ checking account tier (example: 4.74% APR less .75% = 3.99%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. The loan type, collateral age and loan term may impact the APR offered. Floor rate may apply. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.