Road Through New England During Fall

Used Car Loans

Used Auto Loans With Rates As Low As 4.99%*
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Service Credit Union Has a Wealth of Auto Loan and Financing Options

We can help you save more every month, with rates as low as 4.99% APR.*

Plus, enjoy these great benefits:

  • Flexible Repayment Terms – Find a plan that fits your budget.
  • Fast, Hassle-Free Approvals – Apply online and get a quick decision.
  • No Hidden Fees, No Surprises – Transparent, member-first financing.
  • Support You Can Trust – We’re with you at every mile of your journey.

Get A Used Car Loan

Used Car Loan Rates

Vehicle Loan Rates

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Vehicle Type Rates Starting At:
Automobiles 4.99% APR*
Motorcyles 8.24% APR*
ATVs, Personal Water Vehicles, Snowmobiles 8.84% APR*
UTVs 8.84% APR*
RVs/Campers 10.24% APR*
Boats 10.24% APR*
Vehicle Type
Automobiles
Rates Starting At:
4.99% APR*
Motorcyles
Rates Starting At:
8.24% APR*
ATVs, Personal Water Vehicles, Snowmobiles
Rates Starting At:
8.84% APR*
UTVs
Rates Starting At:
8.84% APR*
RVs/Campers
Rates Starting At:
10.24% APR*
Boats
Rates Starting At:
10.24% APR*

Get Your Used Car Loan Now

At Service Credit Union, we take away the stress of financing a used car with the most competitive rates out there. And with our Indirect Lending program, you can arrange your loan straight from any of our 600 partner dealerships. So stop wishing you had a new car and apply for an auto loan today.


*Rates shown are Annual Percentage Rate (APR), accurate as of 5/1/2025 and subject to change without notice. Rates advertised with a .75% reduction. The .75% reduction is available for the Direct Deposit+ checking account tier (example: 5.74% APR less .75% = 4.99%). Up to a .75% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. New and Used auto rates are the same for vehicles that are up to 3 model years old (including current model year). Used vehicles in excess of 3 model years are subject to different rates than new vehicles. See representative for details.

†New and Used auto rates are the same for vehicles that are up to 3 model years old. Used vehicles in excess of 3 model years are subject to different rates than new vehicles. See representative for details.