Business Banking Rates
Rates accurate as of July 1, 2025
Business Savings Rates
| Minimum Daily Balance | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|
| $50.00 | 0.250% | 0.25% |
Minimum Daily Balance
Dividend Rate
0.250%
ANNUAL PERCENTAGE YIELD (APY*)
0.25%
BusinessPlus Checking Rates
| Minimum Average Daily Balance | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|
| $10,000.00 | 0.349% | 0.35% |
| $25,000.00 | 0.399% | 0.40% |
Minimum Average Daily Balance
Dividend Rate
0.349%
ANNUAL PERCENTAGE YIELD (APY*)
0.35%
Dividend Rate
0.399%
ANNUAL PERCENTAGE YIELD (APY*)
0.40%
Business Money Market Rates
| Minimum Daily Balance | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|
| $2,500.00 | 0.549% | 0.55% |
| $25,000.00 | 0.698% | 0.70% |
| $100,000.00 | 1.687% | 1.70% |
| $250,000.00 | 2.472% | 2.50% |
Minimum Daily Balance
Dividend Rate
0.549%
ANNUAL PERCENTAGE YIELD (APY*)
0.55%
Dividend Rate
0.698%
ANNUAL PERCENTAGE YIELD (APY*)
0.70%
Dividend Rate
1.687%
ANNUAL PERCENTAGE YIELD (APY*)
1.70%
Dividend Rate
2.472%
ANNUAL PERCENTAGE YIELD (APY*)
2.50%
*Rates shown are Annual Percentage Yield (APY), accurate as of 01/02/25 and subject to change without notice. Fees may reduce earnings on the account.
Business Share Certificate Rates
| Minimum Daily Balance | Term | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|---|
| $500.00 | 3 Months | 3.203% | 3.25% |
| $500.00 | 6 Months | 3.203% | 3.25% |
| $500.00 | 7 Months | 3.928% | 4.00% |
| $500.00 | 9 Months | 3.445% | 3.50% |
| $500.00 | 11 Months | 3.154% | 3.20% |
| $500.00 | 12 Months | 3.203% | 3.25% |
| $500.00 | 15 Months | 3.057% | 3.10% |
| $500.00 | 18 Months | 2.960% | 3.00% |
| $500.00 | 24 Months | 2.960% | 3.00% |
| $500.00 | 36 Months | 2.325% | 2.35% |
| $500.00 | 48 Months | 2.423% | 2.45% |
| $500.00 | 60 Months | 2.472% | 2.50% |
Minimum Daily Balance
Term
3 Months
Dividend Rate
3.203%
ANNUAL PERCENTAGE YIELD (APY*)
3.25%
Term
6 Months
Dividend Rate
3.203%
ANNUAL PERCENTAGE YIELD (APY*)
3.25%
Term
7 Months
Dividend Rate
3.928%
ANNUAL PERCENTAGE YIELD (APY*)
4.00%
Term
9 Months
Dividend Rate
3.445%
ANNUAL PERCENTAGE YIELD (APY*)
3.50%
Term
11 Months
Dividend Rate
3.154%
ANNUAL PERCENTAGE YIELD (APY*)
3.20%
Term
12 Months
Dividend Rate
3.203%
ANNUAL PERCENTAGE YIELD (APY*)
3.25%
Term
15 Months
Dividend Rate
3.057%
ANNUAL PERCENTAGE YIELD (APY*)
3.10%
Term
18 Months
Dividend Rate
2.960%
ANNUAL PERCENTAGE YIELD (APY*)
3.00%
Term
24 Months
Dividend Rate
2.960%
ANNUAL PERCENTAGE YIELD (APY*)
3.00%
Term
36 Months
Dividend Rate
2.325%
ANNUAL PERCENTAGE YIELD (APY*)
2.35%
Term
48 Months
Dividend Rate
2.423%
ANNUAL PERCENTAGE YIELD (APY*)
2.45%
Term
60 Months
Dividend Rate
2.472%
ANNUAL PERCENTAGE YIELD (APY*)
2.50%
*Rates shown are Annual Percentage Yields (APY), accurate as of 01/02/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
Business Secondary Savings Rates
| Minimum Daily Balance | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|
| $50.00 | 0.250% | 0.25% |
Minimum Daily Balance
Dividend Rate
0.250%
ANNUAL PERCENTAGE YIELD (APY*)
0.25%