Business Banking Rates
Rates accurate as of November 3, 2026
Business Savings Rates
| Minimum Daily Balance | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|
| $50.00 | 0.250% | 0.25% |
Minimum Daily Balance
Dividend Rate
0.250%
ANNUAL PERCENTAGE YIELD (APY*)
0.25%
BusinessPlus Checking Rates
| Minimum Average Daily Balance | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|
| $10,000.00 | 0.349% | 0.35% |
| $25,000.00 | 0.399% | 0.40% |
Minimum Average Daily Balance
Dividend Rate
0.349%
ANNUAL PERCENTAGE YIELD (APY*)
0.35%
Dividend Rate
0.399%
ANNUAL PERCENTAGE YIELD (APY*)
0.40%
Business Money Market Rates
| Minimum Daily Balance | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|
| $2,500.00 | 0.549% | 0.55% |
| $25,000.00 | 0.698% | 0.70% |
| $100,000.00 | 2.472% | 2.50% |
| $250,000.00 | 2.472% | 2.50% |
Minimum Daily Balance
Dividend Rate
0.549%
ANNUAL PERCENTAGE YIELD (APY*)
0.55%
Dividend Rate
0.698%
ANNUAL PERCENTAGE YIELD (APY*)
0.70%
Dividend Rate
2.472%
ANNUAL PERCENTAGE YIELD (APY*)
2.50%
Dividend Rate
2.472%
ANNUAL PERCENTAGE YIELD (APY*)
2.50%
*Rates shown are Annual Percentage Yield (APY), accurate as of 10/01/2026 and subject to change without notice. Fees may reduce earnings on the account.
Business Share Certificate Rates
| Minimum Daily Balance | Term | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|---|
| $500.00 | 3 Months | 3.203% | 3.25% |
| $500.00 | 6 Months | 3.928% | 4.00% |
| $500.00 | 9 Months | 4.169% | 4.25% |
| $500.00 | 11 Months | 3.154% | 3.20% |
| $500.00 | 12 Months | 4.169% | 4.25% |
| $500.00 | 15 Months | 4.266% | 4.35% |
| $500.00 | 18 Months | 2.960% | 3.00% |
| $500.00 | 24 Months | 2.960% | 3.00% |
| $500.00 | 36 Months | 2.325% | 2.35% |
| $500.00 | 48 Months | 2.423% | 2.45% |
| $500.00 | 60 Months | 2.472% | 2.50% |
Minimum Daily Balance
Term
3 Months
Dividend Rate
3.203%
ANNUAL PERCENTAGE YIELD (APY*)
3.25%
Term
6 Months
Dividend Rate
3.928%
ANNUAL PERCENTAGE YIELD (APY*)
4.00%
Term
9 Months
Dividend Rate
4.169%
ANNUAL PERCENTAGE YIELD (APY*)
4.25%
Term
11 Months
Dividend Rate
3.154%
ANNUAL PERCENTAGE YIELD (APY*)
3.20%
Term
12 Months
Dividend Rate
4.169%
ANNUAL PERCENTAGE YIELD (APY*)
4.25%
Term
15 Months
Dividend Rate
4.266%
ANNUAL PERCENTAGE YIELD (APY*)
4.35%
Term
18 Months
Dividend Rate
2.960%
ANNUAL PERCENTAGE YIELD (APY*)
3.00%
Term
24 Months
Dividend Rate
2.960%
ANNUAL PERCENTAGE YIELD (APY*)
3.00%
Term
36 Months
Dividend Rate
2.325%
ANNUAL PERCENTAGE YIELD (APY*)
2.35%
Term
48 Months
Dividend Rate
2.423%
ANNUAL PERCENTAGE YIELD (APY*)
2.45%
Term
60 Months
Dividend Rate
2.472%
ANNUAL PERCENTAGE YIELD (APY*)
2.50%
*Rates shown are Annual Percentage Yields (APY), accurate as of 11/03/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
Business Secondary Savings Rates
| Minimum Daily Balance | Dividend Rate | ANNUAL PERCENTAGE YIELD (APY*) |
|---|---|---|
| $50.00 | 0.250% | 0.25% |
Minimum Daily Balance
Dividend Rate
0.250%
ANNUAL PERCENTAGE YIELD (APY*)
0.25%