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Credit Cards Catered to You

Get the benefits you deserve: low rates, no annual fees* and great rewards.
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The Right Card for Every Service Credit Union Member

Whether you're looking to earn rewards, build credit or secure a low rate, Service Credit Union has a credit card that meets your needs. Enjoy no hidden fees*, no foreign transaction fees*, and member-first benefits that help you get more from your money.

Compare Your Options

Find the best credit card for your lifestyle.

Visa Everyday Card

Helps Establish Your Credit

Visa Signature Everyday Elite Card

Maximize Your Rewards

Visa Everyday Starter Card

The Perfect Card for Beginners

Visa® Credit Card Rates

Apply Now
Credit Cards Rates Starting At:
Visa® Everyday Card 12.15% - 18.00% APR*
Visa® Signature Everyday Elite Card 18.00% APR*
Visa® Everyday Starter Card 18.00% APR*
Credit Cards
Visa® Everyday Card
Rates Starting At:
12.15% - 18.00% APR*
Visa® Signature Everyday Elite Card
Rates Starting At:
18.00% APR*
Visa® Everyday Starter Card
Rates Starting At:
18.00% APR*

Save More With a Balance Transfer

Take control of your finances. Transfer your existing credit card balance to a Service Credit Union credit card and enjoy competitive rates with no hidden fees.*

More Ways to Get the Most From Your Card

uChoose Rewards® Program

uChoose Rewards® Program

Get rewarded for every purchase. Redeem points for cash back, travel and more.
Learn More
Card Resource Center

Card Resource Center

Find our Visa credit card agreement and tools to help manage your account.
View Now
Digital Wallet & Smartwatch Payments

Digital Wallet & Smartwatch Payments

Add your card to Apple Pay, Google Pay, or Samsung Pay for quick, secure transactions.
Set Up Now
My Cards Security & Spending Controls

My Cards Security & Spending Controls

Monitor transactions, set spending limits, and freeze your card from our mobile app.
Manage My Card

Credit Card FAQs

What is a balance transfer?
A balance transfer allows you to move existing credit card debt to a new card with a potentially lower rate, helping you save on interest. Terms apply.
Do you offer a business credit card?
Yes, we offer a Service CU Visa Business Platinum card for business members. For more details, please contact our Commercial Banking department at 800.296.4644.
Do I have to be a member of Service Credit Union to establish a credit card?
Yes, you must be a member of Service Credit Union or eligible for membership with at least $5 in a Primary Savings Account.
Which credit card is right for me?
Each card is designed for different financial needs. Whether you want to earn rewards, build credit or get a lower rate, we have an option for you. Compare our cards to find the best fit.

Financial Tips & Resources

*Annual Percentage Rates (APR) range from 12.40% to 18.00%; accurate as of 10/7/2024 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

**Must be a member of Service CU or eligible for membership with at least $5 in a Primary Savings account and a new Visa Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required purchase dollar amount. You must register for uChoose Rewards to redeem and use the points. Promotion subject to change or be canceled at any time without notice.