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Apply for a new or used auto loan today and enjoy these benefits:

No payments for up to 90 days

Lowest rate guaranteed, or we’ll give you $100**

Dedicated 24/7 member service support team

What Will My Payment Look Like?

Calculate your estimated payment based on our current rates.


*Rates shown are Annual Percentage Rate (APR), accurate as of 04/16/21 and subject to change without notice. Rates advertised with a 1.00% reduction. A .75% reduction is available for the Direct Deposit+ checking account tier (example: 2.74% APR less .75% = 1.99%). An additional 0.25% reduction is available for active duty military members. Rate does not apply for guard or reserve members, or veterans. Up to a 1.00% discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. Members must maintain the tier qualifications for the life of the loan in order to keep their loan discount. Floor rate may apply. Cannot be combined with any other offer. Must be member of Service CU or eligible for membership.

**Offer available on purchases and refinances of new and used cars or motorcycles. Rate matching applies to competitors’ auto loans that have terms and conditions consistent with SCU’s 12-75 month loan rates; $100 offer is only available on terms of 60-75 months. If SCU cannot beat competitors’ APR on a 60-75 month loan, we will credit $100 to a qualifying member’s SCU account up to 30 days after original loan application with SCU. A qualifying member is a new or existing member who applies for and is approved for an SCU loan. Proof of applicant’s eligibility for the competitor’s rate must be provided; quoting advertised rates are not sufficient. Approval and rate match eligibility is subject to applicant’s creditworthiness. If total reportable income from SCU equals $600 or more in a taxable year, the credit union will issue you a 1099-MISC. Private, non-commercial loan rates and terms are excluded from this promotion. Offer subject to change without notice. Individual must be a member of Service Credit Union or eligible for membership.