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Service Credit Union Visa® Signature Everyday Elite Credit Card

Earn rewards points on every $1 spent* and enjoy access to Visa® benefits such as emergency assistance, cell phone protection and more, all with no annual fee.**
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Earn More. Enjoy More.

Looking for a card that turns everyday spending into serious rewards? The Service Credit Union Visa® Signature Everyday Elite Credit Card delivers 1.5 points per $1 spent.* Plus get 15,000 bonus points when you spend $1,500 in your first 60 days.*

Use your points for travel, cash back, merchandise and more through uChoose Rewards®. With no annual fee** and no hidden APR spikes,** this card combines simplicity and elite-level value.

Click here to view the Visa credit card agreement.

Everyday Benefits With Premium Perks

Learn more about these benefits.
No Annual Fee**

No Annual Fee**

Enjoy elite-level benefits without the premium card price. No membership or maintenance fees.**
1.5 Points on Every $1 Spent*

1.5 Points on Every $1 Spent*

Earn rewards fast on all purchases with no limits or rotating categories.
15,000 Bonus Points*

15,000 Bonus Points*

Spend $1,500 in the first 60 days and earn 15,000 bonus points.*
Travel and Emergency Assistance

Travel and Emergency Assistance

Get expert assistance when you need it most through Visa Signature travel services.
Cell Phone Protection

Cell Phone Protection

Pay your wireless bill with your card and get coverage for damage or theft.***
Extended Warranty Coverage

Extended Warranty Coverage

Add up to one extra year of protection on eligible purchases.
Purchase Security

Purchase Security

If a covered item is stolen or damaged in the first 90 days, you’re protected up to $10,000.

Transparent Terms With Elite-Level Value

Earn premium benefits with no teaser rates or penalty pricing.

Service Credit Union Visa® Signature Everyday Elite Credit Card FAQs

*Must be a member of SCU or eligible for membership with at least $5 in a Primary Savings account and a new Visa® Signature Everyday Elite Credit Card holder. To receive the 15,000 rewards points, you must make $1,500 or more in purchases within the first 60 days of account opening. The rewards points will be added to your uChoose Rewards points balance within 30 days after you reach the required purchase dollar amount. You must register for uChoose Rewards to redeem and use the points. Promotion subject to change or be canceled at any time without notice.

**Annual Percentage Rates (APR) range from 17.65% to 18.00%; accurate as of 01/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If expedited, card replacement fee is $75 in the U.S. and up to $150 overseas. There is a document copy fee of $15. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.

***Cellular Telephone Protection provides reimbursement for your stolen or damaged beyond use cell phone. Coverage includes your eligible phone and the first two additional eligible phones on your wireless account. $50 deductible applies. Certain terms, conditions and exclusions apply.