Credit and Lending

Navigating the Public Service Loan Forgiveness Program
Student loans and paying for the college experience in America continues to be a hot topic as we enter the second-half of 2021, and it’s easy to see why: Americans collectively carry $1.7 trillion in […]

What to Know Before You Buy a Car
Whether you’re buying a new or used car, the process can be overwhelming. To save yourself both time and money – not to mention a few headaches – follow these tips to be prepared to […]

When Should I Refinance My Student Loans?
Americans are more burdened by student debt today than they have ever been. According to Lending Tree, 69% of college students in the Class of 2019 took out loans, and they graduated with an average […]

3 Tips for Navigating Home Buying in the 2021 Seller’s Market
If you are in the market for buying a home right now, you might be feeling a little discouraged. Limited inventory, meaning the number of available properties for sale, gives sellers a clear upper hand. Many members […]

Piggyback Loan: When Two Mortgages Might Be Better Than One
If you have been looking into real estate lending options, chances are you may have stumbled upon an option called a piggyback loan. According to Zillow, the typical home price in the U.S. is around […]

Homebuying for Millennials: Why You Can’t Always Take Advice from Your Parents on This One
If you’re a millennial who has begun to investigate homebuying, you’ve also likely reached out to your parents for advice. Parents are typically great sources for advice on all sorts of topics: from relationships, to how […]

How to Get Prequalified for a Mortgage
Is a new home in your near future? Simplify the application process and save yourself the stress of worrying about your finances by getting prequalified for a mortgage. Not only will the prequalification process let […]

Is My New Contactless Credit Card Secure?
This article is brought to you by Service Credit Union’s Visa Everyday Card with numerous benefits and no hidden fees*. Congratulations! You’ve just returned from your mailbox with a paper envelope. Enclosed is your brand […]

How to Buy a Home During the Coronavirus Pandemic
If you’ve been thinking about buying a home for a while, but COVID-19 put a wrench in your plans, we totally understand. However, with mortgage interest rates at an all-time low, and home prices also […]

How to Choose the Perfect Car for Your Budget
Are you looking to buy a car? Our team at Service Credit Union has six easy steps you need to take to ensure you get the best car for your budget.