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Online Banking Accounts

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Primary Savings

The Simplest Way to Save

  • Earn 5% APY on the first $500*
  • “Pay yourself first” and plan for your future
  • Deposit just $5 to open an account
  • Become a member-owner of Service Credit Union
  • Access additional accounts options, apply for credit cards and loans, utilize members-only services
Classic Checking

Everyday Checking**

Personalized for Your Lifestyle

  • Mobile bill pay and remote check deposit***
  • Rewards on debit card purchases
  • Get paid up to two days early with direct deposit****
  • Flexible and personalized to fit YOUR needs
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Certificates

A Smart Way to Save More

  • Dividends are compounded and credited monthly
  • Grow your savings with one of our promotional certificate rates
  • 12-Month Share Certificate at 4.00% APY†
  • 9-Month Share Certificate at 4.25% APY†
  • 6-Month Share Certificate at 4.50% APY†

What’s Important to You is Important to Us.
That’s Membership with Meaning!

*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of 10/01/24 and subject to change without notice. Dividends paid on daily balances of up to $500; variable APY of 5.00%. If actual daily balance exceeds $500, the remaining balance will receive variable APY of 5%-0.25%. Dividends are calculated based on the daily balance with the sum of the daily earnings credited on the last day of each month. A minimum deposit of $5 is required to open a Primary Savings Account. Must qualify for membership.

**Members of Service CU who fall into the Direct Deposit+ tier of our Everyday Checking account, on average save $236.49 a year based on ATM Surcharge reimbursement, ISA fee reimbursements and having auto loan that is $24,580.73 for 65 months at a discounted rate of 3.38% APR.

***Must be at least 18 years old to deposit checks remotely. Members between the ages of 13 and 17 years old must have a parent/legal guardian accept the terms and conditions. Standard funds availability policy and other restrictions apply. Please see terms of use agreement for additional details. Checks deposited in real time are subject to Service CU discretion.

****Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early.

Rates shown are Annual Percentage Yields (APY), accurate as of 12/03/2024, and subject to change without notice. Minimum deposit of $500 required. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity and a withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. The dividend rate and APY may change at any time as determined by the Board of Directors. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.